SPOOFING SCAM

An attempt by scam artist to gain access to a secured website or secured information by posing as an authorized user. One way they are successful is by creating a website that mimic the existing website of the user where information can be shared within the site.

First, they will send an e-mail message that mimic as messages from a reputable, well-respected bank. This messages linked to a spoof site, a fraudulent site of the deceiver. Any communication from the user will come directly to the fake site without the users knowledge. And when they ask for personal information, the user gladly give it to them thinking that such update of information is needed by the bank. The user was phished giving risk to the following: identity theft, bank account information theft, computer virus infection. Most often, they are asking the following:

-SSS number
-credit card number
-ATM number
-Debit Card Number
-Pin Number
-Password Code/Number
-Bank Account Number
-Password Number on Online Banking when signing in

A legitimate bank will not ask all this information via e-mail. If it is necessary, they ask the user to go directly to the bank not on an online communication. Chances are very slim to verify and know the true origin of such an e-mail letter.

If you do an online transaction, don't give any information about yourself if they will not ask. Limit any valuable information if you are not sure if the person or entity that deals with you has honest intention for the sake of business transaction.

Any entered transaction should be done through a normal process not a shortcut. Protect your sign-in information of your account. You'll never know they are there hiding and waiting your single mistake to their advantage.

Don't be deceive by an original or authentic looking site resembling a legitimate one. Never answer any questionnaire for you to fill-up if you are not sure. This will be your greatest mistake if it will backfire to you. Such move will only lead to your downfall.