An ad detailing the making of a fortune by just stuffing envelope. But this information is a junk mail to victimize you. Then they will ask you for an upfront fee as indication that you are serious in your desire to get rich. As you send the fee, they will send you the envelope stuffing starter package.
Here are the detailed method of this scam:
-You will receive an e-mail from them informing you of business opportunities to earn money. They will hire you, fulfill the job requirement and they will pay you.
-They ask you to fill up a form of important information about you, a personal data sheet indicating all about yourself, as pre-requisite for hiring. In order for you to fully convince to their intention, they will give you a certain wonderful benefits that you cannot refuse.
-You are to be paid by check after the specific job is completed.
-Additionally, they will let you fill up an information sheet indicating your SSS number for the purpose of tax computation as required for an income.
What they are after is your identity information in the guise of offering you a job. It is just a work-at-home scheme but only different in style.
How can you distinguish if it is a fake opportunity?
-They will not give you a contact number or e-mail address where you can ask for a complete details of the job offer.
-You have to send the money first as payment for the starter kit you will use and other instruction that you have to follow in the job they offered you. They will not tell you what comprise the starter kit or specific details of the kit.
-Your payment will be send to a mailbox not a residential or permanent address.
-The ad offer is overstated for a quick money scheme with promises of earning with little effort.
This is the tactic they are using. They enticed you to send the money first before starting the job. Just knowing a lot of money to earn from the job, you are excited and decided to send the money with no second thought.
Making money needs time, patience and efforts. There's no such thing as less or no effort at all to earn a lot of money.
Sunday, February 28, 2010
MONEY ON LINE SCAM
Internet world was full of opportunities to succeed or to be scammed. Either, you will profit or you will lose. You can never be sure what happen out there putting your money in danger. Investing is good but to whom you want to invest is the problem. You cannot be sure of their honesty to put your investment in safe hand.
Most of losses of investment is the failure of the buyer to know the person he is dealing with, its integrity and truthfulness of his offer. But most of the time, it just an empty promises of a huge profit. But you can avoid it if you open your mind, have more information of what you are entering into in the net. Never allow yourself to be defraud of something. Keep your eyes wide open.
Never entertain unsolicited e-mail. Most of these are spam mail. This is their introductory approach to know you and test your will. If at the end of their message allow you to opt-out then do the unsubscribing to end them sending another unwanted e-mails. This happened when someone passed your e-mail address to a third party without your knowing. If they distributed it more to another persons in their community, the more you will receive this spam mail in bulk.
Know the integrity of the seller. Check useful references in Better Business Bureau if his company was recorded there or know some particular complaints filed against him in their office. If he give you the name of the company, surf it in the net for you to be able gather additional information if this business entity is legitimate or not. Make it sure to know his company name,his name, address of his company and his telephone number. You can verify all of these if he really intend to have a business dealing with you. If he refused to divulge all this information for the pretext of security reasons then better disregard his offer. Always look for any danger signs of fraud.
A legitimate business entity and his owner is willing to share information to his buyer about himself to build up trust that a buyer wanted to be assured before making a deal. If you find out that it is legitimate, then search in the web for another companies who deal with similar products and compare their prices so that you will be guided to make a decision where to buy.
A danger signal will occur if a certain business entity reduces his price even more for the pretext of allowing you to have big profit from such a deal. If you resell it to another buyer and jack up the price, the more you have substantial return of investment. But beware, it may be a ploy.
If he will pressure you to buy without giving you time to decide then disregard the offer. It may not be a good business dealing. If he offer you a trial period of 30 days to test the items he send you, make it sure that you have no obligation whatsoever during the trial. That you can opt out to cancel the transaction before its expiry. Emphasize to him your term regarding the trial.
Before closing the deal ask him about the complete details of your transaction and his services, the cost of the product, any hidden fees or what is the treatment in case you pay it and then change your mind. Can you recover your money as refund especially if you are not satisfied with the quality of the product he sent to you.
It is at your advantage if he agree to your terms that you will only pay an advance payment of the ordered items. Tell him he can send the equivalent quantity of the product based on the advance payment you send to him. This will be your gauge to determine his honesty in dealing with you. If he is not true, he will not send any. At least your losses where only minimal if something wrong happen ahead of you.
Most of losses of investment is the failure of the buyer to know the person he is dealing with, its integrity and truthfulness of his offer. But most of the time, it just an empty promises of a huge profit. But you can avoid it if you open your mind, have more information of what you are entering into in the net. Never allow yourself to be defraud of something. Keep your eyes wide open.
Never entertain unsolicited e-mail. Most of these are spam mail. This is their introductory approach to know you and test your will. If at the end of their message allow you to opt-out then do the unsubscribing to end them sending another unwanted e-mails. This happened when someone passed your e-mail address to a third party without your knowing. If they distributed it more to another persons in their community, the more you will receive this spam mail in bulk.
Know the integrity of the seller. Check useful references in Better Business Bureau if his company was recorded there or know some particular complaints filed against him in their office. If he give you the name of the company, surf it in the net for you to be able gather additional information if this business entity is legitimate or not. Make it sure to know his company name,his name, address of his company and his telephone number. You can verify all of these if he really intend to have a business dealing with you. If he refused to divulge all this information for the pretext of security reasons then better disregard his offer. Always look for any danger signs of fraud.
A legitimate business entity and his owner is willing to share information to his buyer about himself to build up trust that a buyer wanted to be assured before making a deal. If you find out that it is legitimate, then search in the web for another companies who deal with similar products and compare their prices so that you will be guided to make a decision where to buy.
A danger signal will occur if a certain business entity reduces his price even more for the pretext of allowing you to have big profit from such a deal. If you resell it to another buyer and jack up the price, the more you have substantial return of investment. But beware, it may be a ploy.
If he will pressure you to buy without giving you time to decide then disregard the offer. It may not be a good business dealing. If he offer you a trial period of 30 days to test the items he send you, make it sure that you have no obligation whatsoever during the trial. That you can opt out to cancel the transaction before its expiry. Emphasize to him your term regarding the trial.
Before closing the deal ask him about the complete details of your transaction and his services, the cost of the product, any hidden fees or what is the treatment in case you pay it and then change your mind. Can you recover your money as refund especially if you are not satisfied with the quality of the product he sent to you.
It is at your advantage if he agree to your terms that you will only pay an advance payment of the ordered items. Tell him he can send the equivalent quantity of the product based on the advance payment you send to him. This will be your gauge to determine his honesty in dealing with you. If he is not true, he will not send any. At least your losses where only minimal if something wrong happen ahead of you.
Sunday, February 21, 2010
ID THEFT FOR ELDERLY
Why an old man retired from employment was not spared from ID scam? The old man had only little asset of his own, no more job at the moment, no regular bank account.
The answer was his social security number where he received pension every month. A scam artist has no pity even to the old man as long as he can be a victim, they are very happy doing what is not right.
He become the ideal target of his little knowledge about what's happening in the internet. He easily gives information to those who asked him. Most of the communication he received from the web through an e-mail came from the social security system office. His regular mail in the post office contains information related to his income tax and health care. Post office is his regular channel for all his mails. A snail mail that takes longer to receive is the reason for an easy target for paper theft. The crooks will get his mail by devising a way to intercept it through the help of an inside man in the receiving and mailing section.
The old man was wondering what happened to his monthly mails when it no longer arrive to him on time. The inside man in the post office hold the mail for the crooks in exchange for reasonable amount to be given to him in his cooperation in the act of dishonesty. The old man was already identified by the scam artist that he has regular mails, it is easy for them to do their dirty work.
The old man is not very fond of monitoring his transaction every month. He only knew these several weeks later or may be a month's time that there's something wrong with his mails. The old man may lost three things:
-The paper documents indicating all his personal information/communication on health care, tax-related information or monthly statement of the check he will receive and to acknowledge.
-Due to the information on health care. It is a form of insurance for medical expenses that cover large range of services. There had been many incidents of major treatment and surgeries indicated in the health care statement of the old man even if he did not undergo any treatment or major hospitalization during the month when the incident took place.
-Another reason is employment fraud. Many elderly were no longer working. It is easy for the scam artist to apply for a job using elderly identity to get an employment known as multiple job using the elderly SSS number not only for the purpose of employment but also to harvest all government benefits to be given to the elderly.
It is a fact that senior citizens has an account in the bank because of his pension. He put it in his saving account where his monitoring is less frequent during the month. Seniors has lack of concern in the status of his bank account. This is the hole where crooks do their thing by stealing his identity to wipe out all the money in his bank account. It cannot be known immediately. He only know these during his withdrawal where it was already divested completely with his money.
The answer was his social security number where he received pension every month. A scam artist has no pity even to the old man as long as he can be a victim, they are very happy doing what is not right.
He become the ideal target of his little knowledge about what's happening in the internet. He easily gives information to those who asked him. Most of the communication he received from the web through an e-mail came from the social security system office. His regular mail in the post office contains information related to his income tax and health care. Post office is his regular channel for all his mails. A snail mail that takes longer to receive is the reason for an easy target for paper theft. The crooks will get his mail by devising a way to intercept it through the help of an inside man in the receiving and mailing section.
The old man was wondering what happened to his monthly mails when it no longer arrive to him on time. The inside man in the post office hold the mail for the crooks in exchange for reasonable amount to be given to him in his cooperation in the act of dishonesty. The old man was already identified by the scam artist that he has regular mails, it is easy for them to do their dirty work.
The old man is not very fond of monitoring his transaction every month. He only knew these several weeks later or may be a month's time that there's something wrong with his mails. The old man may lost three things:
-The paper documents indicating all his personal information/communication on health care, tax-related information or monthly statement of the check he will receive and to acknowledge.
-Due to the information on health care. It is a form of insurance for medical expenses that cover large range of services. There had been many incidents of major treatment and surgeries indicated in the health care statement of the old man even if he did not undergo any treatment or major hospitalization during the month when the incident took place.
-Another reason is employment fraud. Many elderly were no longer working. It is easy for the scam artist to apply for a job using elderly identity to get an employment known as multiple job using the elderly SSS number not only for the purpose of employment but also to harvest all government benefits to be given to the elderly.
It is a fact that senior citizens has an account in the bank because of his pension. He put it in his saving account where his monitoring is less frequent during the month. Seniors has lack of concern in the status of his bank account. This is the hole where crooks do their thing by stealing his identity to wipe out all the money in his bank account. It cannot be known immediately. He only know these during his withdrawal where it was already divested completely with his money.
Wednesday, February 17, 2010
TRAVEL SCAM
Case#1
A unique kind of scam offering you with so much benefits by giving you free vacation trip by a certain company who will pay your round-trip ticket to a selected location of their choice. You were being notified through e-mail offering you to get a very very low prices in hotel accommodation where you will reside during the duration of your vacation trip. They informed you that you have to book today to avail for a very low price offer that will expire one to 2 days from now.If you decide to travel, you have to pay the booking rate of your hotel accommodation.
You realized later after paying the booking fee that you are being scammed. They did not send you the free plane ticket and you can no longer contact them. It is sad giving away money for free. Then it came into your knowledge that there's no such thing as a free vacation trip. What you paid to them goes directly to their own pocket.
Case#2
Another form of travel scam is from a fraudulent company lying to you about their travel packages or hit you with hidden charges. You received notification congratulating you that you have won a fabulous vacation to a certain country. All you have to do is to pay a small fee in exchange of a vacation certificate to a place in the Caribbean with wonderful beaches and appetizing foods. But you have to pay for your own air fare and other accommodation they will arrange for you. If it is a free vacation trip, why pay for your own fare and other accommodation unknown to you?
Don't be lured by any exciting free trip. If there is really a legitimate free trip, verify it first before paying the booking charges of the hotel. Check the existence of such a hotel and their room charges so that you have the idea to make the decision. Ask first the free plane ticket and have it in your hand before committing yourself to such a trip. Be wise and be smart.
It is better if you go to a legitimate travel agency even without a free plane ticket but you are assured that what you have to spend is reasonable enough and you can enjoy your travel safe, sound and comfortable rather than wasting your money for a trip that did not exist and it will only be your nightmare.
A unique kind of scam offering you with so much benefits by giving you free vacation trip by a certain company who will pay your round-trip ticket to a selected location of their choice. You were being notified through e-mail offering you to get a very very low prices in hotel accommodation where you will reside during the duration of your vacation trip. They informed you that you have to book today to avail for a very low price offer that will expire one to 2 days from now.If you decide to travel, you have to pay the booking rate of your hotel accommodation.
You realized later after paying the booking fee that you are being scammed. They did not send you the free plane ticket and you can no longer contact them. It is sad giving away money for free. Then it came into your knowledge that there's no such thing as a free vacation trip. What you paid to them goes directly to their own pocket.
Case#2
Another form of travel scam is from a fraudulent company lying to you about their travel packages or hit you with hidden charges. You received notification congratulating you that you have won a fabulous vacation to a certain country. All you have to do is to pay a small fee in exchange of a vacation certificate to a place in the Caribbean with wonderful beaches and appetizing foods. But you have to pay for your own air fare and other accommodation they will arrange for you. If it is a free vacation trip, why pay for your own fare and other accommodation unknown to you?
Don't be lured by any exciting free trip. If there is really a legitimate free trip, verify it first before paying the booking charges of the hotel. Check the existence of such a hotel and their room charges so that you have the idea to make the decision. Ask first the free plane ticket and have it in your hand before committing yourself to such a trip. Be wise and be smart.
It is better if you go to a legitimate travel agency even without a free plane ticket but you are assured that what you have to spend is reasonable enough and you can enjoy your travel safe, sound and comfortable rather than wasting your money for a trip that did not exist and it will only be your nightmare.
Thursday, February 11, 2010
PHISHING SCAM
Another scam of the day. Everyday, another kind of scam was born. This phishing game is called " a sting con game". Most of their intention is your personal information and password. They sent a message to confirm your identity as required by the bank in order to protect your interest. If you have an account with popular bank institution like Citibank or E-bay or Pay pal, you don't have any idea that they are enticing you to visit a phony web site. If you enter your ID number of your account and the password, immediately your personal and bank information will be in their hands as fast as the wink of the eye. Clicking in the link they give you will lead all your information to this fake website. This is the time the scam artist will intercept your information and have access to your account by harvesting and fleecing all your money without your knowledge. You only realized it later that you don't have money left in the bank. You can no longer trace them. You make them very happy by giving your money free-of-charge. Open your eyes and see what comes next.
In another version, you are contacted over the phone instead of an e-mail. You can't distinguish the call if it is pre-recorded or a live call informing you to take action to protect your account. Most often, the scam artist already has the information on you, your account or credit card number. If they asked you about your account this is only for a confirmation of what they have in their position. If they call you, question them and rebut. If they knew that you knew their modus operandi for sure they will leave you in peace. But if they already have the information taken from outside source, all you have to do is to monitor your bank statement immediately in order to check any irregularities in withdrawal or diversion of funds. By doing this, only a little amount can be taken and you still has something left in the bank. The only problem is when they already withdrawn all your money, what is left for you is tears and anger. You can no longer recover what was lost in you.
Beware of this people. They are smart and very dangerous.
In another version, you are contacted over the phone instead of an e-mail. You can't distinguish the call if it is pre-recorded or a live call informing you to take action to protect your account. Most often, the scam artist already has the information on you, your account or credit card number. If they asked you about your account this is only for a confirmation of what they have in their position. If they call you, question them and rebut. If they knew that you knew their modus operandi for sure they will leave you in peace. But if they already have the information taken from outside source, all you have to do is to monitor your bank statement immediately in order to check any irregularities in withdrawal or diversion of funds. By doing this, only a little amount can be taken and you still has something left in the bank. The only problem is when they already withdrawn all your money, what is left for you is tears and anger. You can no longer recover what was lost in you.
Beware of this people. They are smart and very dangerous.
DOMAIN REGISTRATION
You are informed that your domain is due to expire. You are told to renew your domain immediately to avoid cancellation. If you cannot pay the renewal before the deadline, your domain will be suspended or deleted without informing you again with other notice. They told you that if you desire to discontinue your domain ownership and don't want to pre-register, instructed you to inform them in writing.
After that rhetoric, you are told to provide them up-to-date contact information for them to call you if you decided to continue your domain ownership.
There are other method they employed that involves a shady registrar whose aim is to put your money in deceptive way. Take note they are not a legitimate company to sell domain without authorization from ICANN. Most of their tactic is to send you an official looking invoice similar to your domain billing contact but it is not came from the correct actual domain registrar.
Think twice! If they do not accept credit card payment, why request payment by check? Because once you pay for the re-registration, your payment will vanish in thin air.
What necessary action you will do in case you received this kind of message?
-Follow your Company Domain Registration Policy. Contact your reputable registry to purchase any domain for sale through a legitimate and normal channel.
-Don't entertain any messages in your computer. Ignore and leave them. Don't response or enter into a negotiation to a person you don't know his real identity.
-You have the right to defend what is yours. If it is your trademark/or brand name, then protect it.
-Discourage any extortion into buying or paying domain prematurely.
-If you found that the domain in question listed in the e-mail are truly registered by companies that don't have any connection with you then file and send a cease and desist letter. Engaging in the LADRP process can recapture the domain.
-Do not provide any information they requested. This fraudster is only attempting to get your money for renewal of your registration. Or, they want to steal your confidential information (security number, bank account number).
-Avoid any domain pre-registration service that guarantees top level domain names or immediate attention in the assignment of new top level domain name.
-Don't entertain any unsolicited faxes regarding any offer.
-Stay on top of the news about top level domain names for your guidance.
Why they did it? A fake company that register domain names has the intention of scamming you by informing you to renew your domain names with them or buy a new domain name with different name extension.
If they call you, ask what is this all about and ask their true intention. If they told you about renewing your domain and asking your fax number, then beware! The best tactic you have to do is ask his name, phone number, city where he originate, state they are calling. If it is a scam, they will not give any of this information to you and they will hang up.
The truth is that you will never lose your domain by not transferring to another register. The primary way to lose a domain name is if you don't pay your renewal bill on time.
After that rhetoric, you are told to provide them up-to-date contact information for them to call you if you decided to continue your domain ownership.
There are other method they employed that involves a shady registrar whose aim is to put your money in deceptive way. Take note they are not a legitimate company to sell domain without authorization from ICANN. Most of their tactic is to send you an official looking invoice similar to your domain billing contact but it is not came from the correct actual domain registrar.
Think twice! If they do not accept credit card payment, why request payment by check? Because once you pay for the re-registration, your payment will vanish in thin air.
What necessary action you will do in case you received this kind of message?
-Follow your Company Domain Registration Policy. Contact your reputable registry to purchase any domain for sale through a legitimate and normal channel.
-Don't entertain any messages in your computer. Ignore and leave them. Don't response or enter into a negotiation to a person you don't know his real identity.
-You have the right to defend what is yours. If it is your trademark/or brand name, then protect it.
-Discourage any extortion into buying or paying domain prematurely.
-If you found that the domain in question listed in the e-mail are truly registered by companies that don't have any connection with you then file and send a cease and desist letter. Engaging in the LADRP process can recapture the domain.
-Do not provide any information they requested. This fraudster is only attempting to get your money for renewal of your registration. Or, they want to steal your confidential information (security number, bank account number).
-Avoid any domain pre-registration service that guarantees top level domain names or immediate attention in the assignment of new top level domain name.
-Don't entertain any unsolicited faxes regarding any offer.
-Stay on top of the news about top level domain names for your guidance.
Why they did it? A fake company that register domain names has the intention of scamming you by informing you to renew your domain names with them or buy a new domain name with different name extension.
If they call you, ask what is this all about and ask their true intention. If they told you about renewing your domain and asking your fax number, then beware! The best tactic you have to do is ask his name, phone number, city where he originate, state they are calling. If it is a scam, they will not give any of this information to you and they will hang up.
The truth is that you will never lose your domain by not transferring to another register. The primary way to lose a domain name is if you don't pay your renewal bill on time.
Wednesday, February 10, 2010
NIGERIAN SCAM
Drama#1
It is a drama scam in order to lure you into accepting a very large sum of money to be taken out of the country. The drama episode is telling you to help him, a wealthy family, in getting out his money in his position and transfer it to another country. A desperate cry for help with hidden intention to scam you. There are so many variations of its approach, episode and method employed. His only intention is to do a fraud act.
Many had been victimized by a promise of a large sum of money in exchange for a help he asked and before the wealth can be given to you. In order to get the trust, he used a convincing rhetoric by applying an emotion in his letter to sell you out.
In order for you to have the money, you are being told to cover the endless legal fees that must be paid in advance. Once you are willing to pay what he asked, he will suck you out more. The sad thing is that you never see the color of the money they are promising because there's nothing in there. You must be wondering, why a wealthy family cannot pay all legal fees for the transfer of his money? Very suspicious. You will know these if you lengthen your understanding more about his intention.
Drama#2
You received an e-mail from an influential person from other country. She asked you to help her to transfer a large sum of money because she wanted to migrate to another country. Her husband died from an accident and she has no other relatives or any children as an heir to this huge wealth of her husband. She plan to develop a good business in other country.
You were asked that if you can help her to cover temporarily about the settlement of all legal fees and other hidden fees involved, she will give you portion of this wealth as a token of her friendship and trust.
She was asking for your assistance as she cannot withdraw some money she has in the bank to pay all the legal fees required because it was being freeze for whatever reason. It can only be release if fees can be paid in advance.
Once the money is released, she will reimburse you plus 30% of the total amount of her money in the bank to be send into your account through on line transfer without delay. A fantastic promise, a broken dreams.
It is a drama scam in order to lure you into accepting a very large sum of money to be taken out of the country. The drama episode is telling you to help him, a wealthy family, in getting out his money in his position and transfer it to another country. A desperate cry for help with hidden intention to scam you. There are so many variations of its approach, episode and method employed. His only intention is to do a fraud act.
Many had been victimized by a promise of a large sum of money in exchange for a help he asked and before the wealth can be given to you. In order to get the trust, he used a convincing rhetoric by applying an emotion in his letter to sell you out.
In order for you to have the money, you are being told to cover the endless legal fees that must be paid in advance. Once you are willing to pay what he asked, he will suck you out more. The sad thing is that you never see the color of the money they are promising because there's nothing in there. You must be wondering, why a wealthy family cannot pay all legal fees for the transfer of his money? Very suspicious. You will know these if you lengthen your understanding more about his intention.
Drama#2
You received an e-mail from an influential person from other country. She asked you to help her to transfer a large sum of money because she wanted to migrate to another country. Her husband died from an accident and she has no other relatives or any children as an heir to this huge wealth of her husband. She plan to develop a good business in other country.
You were asked that if you can help her to cover temporarily about the settlement of all legal fees and other hidden fees involved, she will give you portion of this wealth as a token of her friendship and trust.
She was asking for your assistance as she cannot withdraw some money she has in the bank to pay all the legal fees required because it was being freeze for whatever reason. It can only be release if fees can be paid in advance.
Once the money is released, she will reimburse you plus 30% of the total amount of her money in the bank to be send into your account through on line transfer without delay. A fantastic promise, a broken dreams.
DISASTER RELIEF SCAM
There were scam artist who took advantage of the disaster that happened in a certain country. This disaster brought misery to the people living there, a calamitous event were many people had died, homeless and lost everything they owned. Good people organized groups to extend help for those affected by sharing whatever they have at the moment.
Many relief agencies of other nations helped its other to brought relief goods for their support to ease the pain they suffered. The scene were very touchy seeing their faces.
But this scam artist has another agenda in mind. Instead of helping them, they helped themselves to earn money out of the situation. What they did was creating a charity site in the internet whose purpose is to cry for help, a plea to ask for donation from people that are openly willing to help. They will indicate where to send the money. Any donation forwarded to their site will be their own.
Those people who helped contribute something for a cause to help victims in their plight, unaware that the money they give were diverted and siphoned to their own personal account.
This is how hard the heart of this kind of person as if they are the one hit by the disaster where any help given goes directly to their own pocket.
If you want to help and the money you will send will be secured then give your donation to recognized charitable institution in their website. You can call them for your help.
Many relief agencies of other nations helped its other to brought relief goods for their support to ease the pain they suffered. The scene were very touchy seeing their faces.
But this scam artist has another agenda in mind. Instead of helping them, they helped themselves to earn money out of the situation. What they did was creating a charity site in the internet whose purpose is to cry for help, a plea to ask for donation from people that are openly willing to help. They will indicate where to send the money. Any donation forwarded to their site will be their own.
Those people who helped contribute something for a cause to help victims in their plight, unaware that the money they give were diverted and siphoned to their own personal account.
This is how hard the heart of this kind of person as if they are the one hit by the disaster where any help given goes directly to their own pocket.
If you want to help and the money you will send will be secured then give your donation to recognized charitable institution in their website. You can call them for your help.
Monday, February 8, 2010
WORK FOR HOME SCAM
While surfing in the net, you came across this slogan that caught your interest saying "imagine owning your own business, being your own boss, working only few hours a week, but still making lots of money -all from your own house..."
This advertisement was common. Many of us believed it immediately because of the chance of earning enormous amount of money by sparing only a little time at home each day. What are some of the popular work-at-home opportunity proven to be a scam:
-processing application
-data entry
-investment schemes
-medical transcription
-stuffing envelopes
The only disadvantage in this kind of scheme is that you can only start working at home if you will send away money by investing to their company. It maybe a fake to a get-rich quick scheme that you have to avoid. You will never get rich. It is only a ploy to take money from you. They only get straight to your pocket and divest all your money. Do you still have a chance to know a legitimate work-for-home opportunities?
All you have to do is to contact the Business Bureau. They have the list for a legitimate companies dealing with this kind of opportunities to earn. If they require you to pay in advance then be suspicious. Never give your personal information at the first meeting of your would-be employer.
It is wise if you do your own company check about their legitimacy. You have the right to ask many questions to your employer for your own protection. If they are honest, they will enlighten you. Look for the correct address of your employer to know more about him how he operate. If you can visit him, it is more preferable to ensure that they are real. You can talk to his employees for additional information what type of work he has and his organization as a company.
Look what kind of products they are making. Ask what particular job you have to do at home and how you are going to be paid. Ask if it is a corporation or has business license to operate. Know their product line, the quality if it is a promising product to earn money. Can a consumer has interest to promote and expose the product to the public.
Allocate a particular time you will use as required by your job. You can do part time of full time depending on your ability to work with ease and commitment. Before you start committing yourself to this kind of work-at-home, consider the following:
-About the task you have to perform.
-The mode of payment of your services, salary or just a commission.
-Who will pay you. How they send your first paycheck.
-The cost of the business kit, supplies or equipment you will use.
-Ask the membership cost. They have a guideline to follow during the duration of your temporary employment.
Know all this information. It will be your basis for your decision if it is profitable or not, or just a waste of time and effort on your part without a promising result. This is also to determine if this line of work is appropriate for your expertise.
How will you determine if such company is not legitimate?
-If they ask you advance fee as starting capital for a home-work business before you can start working.
-When employed,you received a fake paycheck.
Giving all personal information to your employer is not a wise idea in relation to your job. It is the leading opportunity to a scam artist to steal money from your bank account without knowing that such a work-for-home job is just for the purpose of gathering information to your disadvantage. Don't expect too much for an increase in income. The profitability cannot be determine yet unless you can start your work. There is no guarantee to achieve income level you expected, even if they claimed that you can make a large amount of money in just a short period of time.
This advertisement was common. Many of us believed it immediately because of the chance of earning enormous amount of money by sparing only a little time at home each day. What are some of the popular work-at-home opportunity proven to be a scam:
-processing application
-data entry
-investment schemes
-medical transcription
-stuffing envelopes
The only disadvantage in this kind of scheme is that you can only start working at home if you will send away money by investing to their company. It maybe a fake to a get-rich quick scheme that you have to avoid. You will never get rich. It is only a ploy to take money from you. They only get straight to your pocket and divest all your money. Do you still have a chance to know a legitimate work-for-home opportunities?
All you have to do is to contact the Business Bureau. They have the list for a legitimate companies dealing with this kind of opportunities to earn. If they require you to pay in advance then be suspicious. Never give your personal information at the first meeting of your would-be employer.
It is wise if you do your own company check about their legitimacy. You have the right to ask many questions to your employer for your own protection. If they are honest, they will enlighten you. Look for the correct address of your employer to know more about him how he operate. If you can visit him, it is more preferable to ensure that they are real. You can talk to his employees for additional information what type of work he has and his organization as a company.
Look what kind of products they are making. Ask what particular job you have to do at home and how you are going to be paid. Ask if it is a corporation or has business license to operate. Know their product line, the quality if it is a promising product to earn money. Can a consumer has interest to promote and expose the product to the public.
Allocate a particular time you will use as required by your job. You can do part time of full time depending on your ability to work with ease and commitment. Before you start committing yourself to this kind of work-at-home, consider the following:
-About the task you have to perform.
-The mode of payment of your services, salary or just a commission.
-Who will pay you. How they send your first paycheck.
-The cost of the business kit, supplies or equipment you will use.
-Ask the membership cost. They have a guideline to follow during the duration of your temporary employment.
Know all this information. It will be your basis for your decision if it is profitable or not, or just a waste of time and effort on your part without a promising result. This is also to determine if this line of work is appropriate for your expertise.
How will you determine if such company is not legitimate?
-If they ask you advance fee as starting capital for a home-work business before you can start working.
-When employed,you received a fake paycheck.
Giving all personal information to your employer is not a wise idea in relation to your job. It is the leading opportunity to a scam artist to steal money from your bank account without knowing that such a work-for-home job is just for the purpose of gathering information to your disadvantage. Don't expect too much for an increase in income. The profitability cannot be determine yet unless you can start your work. There is no guarantee to achieve income level you expected, even if they claimed that you can make a large amount of money in just a short period of time.
IDENTITY THEFT
Taking your personal information is one of the most disastrous internet scam that you have to watch. In registering to a certain site you choose and interested to be a member, take with caution in giving out your personal information. Not all sites are legitimate. There were others who uses a front by letting you to be member then harvest important personal information especially about bank account.
Before you register, read carefully all information they indicated in their site. When you fill out their sign up form, don't offer them whole information about yourself openly even without asking you. Don't give more information unnecessary just to complete whatever information you want to make. If it is an optional requirement, then don't fill up.
In buying a product in the net, the seller will ask you the complete residential address including telephone number. Give it some thought about their purpose of asking. Does it really necessary to give the telephone number to them?
If you are subscribing to a free newsletter, the publisher need your e-mail address and your complete name, residential address and telephone number. If they are asking a too personal question, beware! This will alarm you. If you are not satisfied with their privacy policy or term of use, if you have doubts, then don't subscribe. Be sure that they have an opt-out unsubscribe portion, easy to be out if you change your mind. Keep your eyes open, scrutinize their free newsletter. There might be a hidden intention behind giving it to you for free.
There were some sites that you register shared your user's e-mail address to the 3rd parties as indicated in their privacy policy. Read it before registering.
Protecting yourself is easy if you intend to be protected, your family and your money. You have all the control to avoid it. But if you always take the risk even if you know how risky it would be then no one can blame you, it is your choice.
Internet thieves can manipulate all your information to gain there interest. Advance technology makes things possible. Don't store important personal information in your computer especially about credit card and bank information and social security number. Destroy all receipts of credit or ATM transaction you stored. Include all mails with your name and address not easy for the identity thieves to know you completely.
What is disastrous to imagine is that your stolen information is the basis for this thieves to open new credit accounts in your name. It jeopardizes your credit standing of your present account if that happens. Using a strong password and pin code is one way to protect your name. You can change it often so that they can no longer trace you and it is a good protection difficult for a hacker to know you closely all about your financial transaction.Don't use a password or pin code easily to remember like your nickname, birth date including your anniversary date. Don't store it in your drawer easily for other people to steal for their benefit.
If you want to e-mail something, use the post office. Don't just leave it there in your mailbox easy for other people to obtain important information at your disadvantage. For your own protection, have a mailbox right at your post office for you to pick up at your convenience. Or you can lock your mailbox to protect all your incoming mails.
Don't entertain any junk mails in your computer offering you free application of credit card. You are on a big trouble. Don't just put your existing credit card anywhere in the office or outside of your home. Place it in a secured place.
When using a credit card in a restaurant to pay your bills, don't look away, see the person running your card in the machine to accept payment. Some cashier do skimming to process your payment. Keep the card within your sight. The most secured way for you to take is to pay it in cash.
Don't believe too much on some online retail outlets for a secured shopping on their own site. You can never be assured how safe it would be. Never carry SSS number in your wallet. If your wallet lost or stolen, anyone can access your information to have your social security numbers. Further, don't use it as your password or a user ID.
Get your statement to see your bank transaction you made during the month so that any suspicious entry in your bank statement will be verified and unnecessary steps will be taken to stop further damage to your account. Some identity thieves posed as a friend in disguise. They can be found in chat room, dating sites, social network sites. Information were given in their profile page indicating address and phone numbers.
Before you register, read carefully all information they indicated in their site. When you fill out their sign up form, don't offer them whole information about yourself openly even without asking you. Don't give more information unnecessary just to complete whatever information you want to make. If it is an optional requirement, then don't fill up.
In buying a product in the net, the seller will ask you the complete residential address including telephone number. Give it some thought about their purpose of asking. Does it really necessary to give the telephone number to them?
If you are subscribing to a free newsletter, the publisher need your e-mail address and your complete name, residential address and telephone number. If they are asking a too personal question, beware! This will alarm you. If you are not satisfied with their privacy policy or term of use, if you have doubts, then don't subscribe. Be sure that they have an opt-out unsubscribe portion, easy to be out if you change your mind. Keep your eyes open, scrutinize their free newsletter. There might be a hidden intention behind giving it to you for free.
There were some sites that you register shared your user's e-mail address to the 3rd parties as indicated in their privacy policy. Read it before registering.
Protecting yourself is easy if you intend to be protected, your family and your money. You have all the control to avoid it. But if you always take the risk even if you know how risky it would be then no one can blame you, it is your choice.
Internet thieves can manipulate all your information to gain there interest. Advance technology makes things possible. Don't store important personal information in your computer especially about credit card and bank information and social security number. Destroy all receipts of credit or ATM transaction you stored. Include all mails with your name and address not easy for the identity thieves to know you completely.
What is disastrous to imagine is that your stolen information is the basis for this thieves to open new credit accounts in your name. It jeopardizes your credit standing of your present account if that happens. Using a strong password and pin code is one way to protect your name. You can change it often so that they can no longer trace you and it is a good protection difficult for a hacker to know you closely all about your financial transaction.Don't use a password or pin code easily to remember like your nickname, birth date including your anniversary date. Don't store it in your drawer easily for other people to steal for their benefit.
If you want to e-mail something, use the post office. Don't just leave it there in your mailbox easy for other people to obtain important information at your disadvantage. For your own protection, have a mailbox right at your post office for you to pick up at your convenience. Or you can lock your mailbox to protect all your incoming mails.
Don't entertain any junk mails in your computer offering you free application of credit card. You are on a big trouble. Don't just put your existing credit card anywhere in the office or outside of your home. Place it in a secured place.
When using a credit card in a restaurant to pay your bills, don't look away, see the person running your card in the machine to accept payment. Some cashier do skimming to process your payment. Keep the card within your sight. The most secured way for you to take is to pay it in cash.
Don't believe too much on some online retail outlets for a secured shopping on their own site. You can never be assured how safe it would be. Never carry SSS number in your wallet. If your wallet lost or stolen, anyone can access your information to have your social security numbers. Further, don't use it as your password or a user ID.
Get your statement to see your bank transaction you made during the month so that any suspicious entry in your bank statement will be verified and unnecessary steps will be taken to stop further damage to your account. Some identity thieves posed as a friend in disguise. They can be found in chat room, dating sites, social network sites. Information were given in their profile page indicating address and phone numbers.
CHAIN LETTER SCAM
Method#1
You received an e-mail telling you that you won in a lottery. In order for you to get your winnings, you have to send the same e-mail letter to 5 people you knew with their e-mail addresses in your address book. After you send it, there is a box that will appear on the screen that you have complied. You are told to take 5 minutes of your time to send the same e-mail letter to other people in order to get the equivalent in terms of money. That the cost for every person being send with the e-mail is 10 dollars per person or 100 dollars for 10 persons. The more you send, the more you earn money.
Method#2
You received an e-mail telling you that he is a founder of certain company supplying information about the name of the people living in rural community. They want to disseminate the name of their company to rural areas. You are instructed to send the e-mail to 9 of your friends. Upon sending it, you will receive an confirmation number to claim your gift certificate of 50 dollars. What's the purpose? To gather more e-mail address of your friends to be used for scamming activities.
Method#3
You are asked to send a small amount of money (usually 5 dollars) to each of several names on the list (with their address)and then forward the letter by indicating your name at the top of the list via post office. Many of this chain letters claim to be legal. They even include a section of the U.S. Postal Code on illegal schemes. Don't be fooled. They are not legal, you will lose the money as well.
What you are losing to this kind of fraud act is your money by sending it to scam artist and wasting a lot of money in postage stamp and photocopy cost of the letter for you to mail it to each one of them and the enclosed amount of 5 dollars. The more you send the names the more you spend money for the postage stamp and 5 dollars.
To convince you, they will indicate in the letter that it is not a scam or a pyramid scheme. They told you that is just an opportunity to help people to earn money and have a fortune for their benefits.
Don't participate this kind of racket. They even threaten you that by not sending, it will bring bad luck. Don't let yourself be an accessory to such a fraud victimizing other people.
Don't entertain any spam mail. Don't waste your time in forwarding it to other people. Don't be lured of knowing the great opportunity in exchange of the benefit in earning money. To be honest, it is a great racket that must be stop right at the source.
This scheme will never get you rich despite their claim. You are the one breaking the law. Don't let yourself blinded by this kind of opportunity. They are only pure hoaxes.
You received an e-mail telling you that you won in a lottery. In order for you to get your winnings, you have to send the same e-mail letter to 5 people you knew with their e-mail addresses in your address book. After you send it, there is a box that will appear on the screen that you have complied. You are told to take 5 minutes of your time to send the same e-mail letter to other people in order to get the equivalent in terms of money. That the cost for every person being send with the e-mail is 10 dollars per person or 100 dollars for 10 persons. The more you send, the more you earn money.
Method#2
You received an e-mail telling you that he is a founder of certain company supplying information about the name of the people living in rural community. They want to disseminate the name of their company to rural areas. You are instructed to send the e-mail to 9 of your friends. Upon sending it, you will receive an confirmation number to claim your gift certificate of 50 dollars. What's the purpose? To gather more e-mail address of your friends to be used for scamming activities.
Method#3
You are asked to send a small amount of money (usually 5 dollars) to each of several names on the list (with their address)and then forward the letter by indicating your name at the top of the list via post office. Many of this chain letters claim to be legal. They even include a section of the U.S. Postal Code on illegal schemes. Don't be fooled. They are not legal, you will lose the money as well.
What you are losing to this kind of fraud act is your money by sending it to scam artist and wasting a lot of money in postage stamp and photocopy cost of the letter for you to mail it to each one of them and the enclosed amount of 5 dollars. The more you send the names the more you spend money for the postage stamp and 5 dollars.
To convince you, they will indicate in the letter that it is not a scam or a pyramid scheme. They told you that is just an opportunity to help people to earn money and have a fortune for their benefits.
Don't participate this kind of racket. They even threaten you that by not sending, it will bring bad luck. Don't let yourself be an accessory to such a fraud victimizing other people.
Don't entertain any spam mail. Don't waste your time in forwarding it to other people. Don't be lured of knowing the great opportunity in exchange of the benefit in earning money. To be honest, it is a great racket that must be stop right at the source.
This scheme will never get you rich despite their claim. You are the one breaking the law. Don't let yourself blinded by this kind of opportunity. They are only pure hoaxes.
COMPUTER VIRAL INFECTION
Viruses has great ability to wreak havoc to the computer by damaging files and programs. It can send e-mail to everyone through your address book. They e-mailed your entire address to someone else infecting their own computer also. They can wipe out data files or even has the capacity to format your hard drive.
A virus has a destructive force of incapacitating the life of your computer and all that has in it disrupting the flow of your transaction. It is a kind of software that ride on to the real program, the spread sheet. They will go running together and the viruses has the capacity to reproduce by riding on to other programs then starts to wreck your stored files including your system.
Most vulnerable to be affected by the virus is your incoming e-mail messages traveling and hiding as an attachment doing replication to destroy many internet users through their e-mail address book. Most of this viruses infect and erase the hard disk. It is a program against another program destroying the system as you run it. A worm is also a piece of software who has different function with the same harmful effect. What it did was to use a network and security holes in order to replicate itself.
Why the virus existed? It came from a writer (programmer) of the virus whose only interest is to damage people's property. He has a destructive tendency to let the world suffer because of his own personal gain or his joy and his desperation. This kind of virus writer take revenge for whatever purpose with no valid reason at all. This is the kind of virus writer that the mind gone wrong and keep on wandering, the kind of mind that need treatment and cure. He uses is talent in bad faith. He has a negative outlook in life wasting his talent instead of developing it. It becomes his thrill or his fascination funneling his energy to create a destructive program for fun.
Virus writer is a genius and also the destroyer. He was a shortsighted fellow missing the point of what it would become when such virus destroys everything on its path. He is against people, not against the hard disk because people are the one that operate the system. This is the kind of writer who has evil intent whose only concern is publicity to let the world know that he can destroy everything at the tip of his finger.
There are many kind of virus that spreads using the Windows e-mail program Outlook. The -email came from addresses that you will recognize. A file attachment of the e-mail is the hiding place of this computer virus and when you run it, it displays an error dialing box which reads "UI". A blue eye appear next to the clock in the lower right corner of the screen and a copy of the virus is being saved to a certain file in the system directory.
Run your virus scanner at all time. Avoid using Microsoft e-mail program because they have serious security problem in the de-fault configuration that need to be corrected. Most of the program affected by the virus are file documents, excel spread sheets or other MS office documents.
The goal of an anti-virus program is to remove the presence of a kind of virus that can open your computer up to remote control by anyone who has the right software. They can do anything they want in your machine. They can delete all your files, run program, read anything of value. They can download any information you have stored in your computer taking your address book, personal e-mails, bank and credit card information, digital photos, business files.
What you will do:
-Don't run any attachment from unknown source. Download software only from reputable sites. Run a virus checker for every program you install no matter where it come from. Update your anti-virus software. Check your system for any infection.
A virus has a destructive force of incapacitating the life of your computer and all that has in it disrupting the flow of your transaction. It is a kind of software that ride on to the real program, the spread sheet. They will go running together and the viruses has the capacity to reproduce by riding on to other programs then starts to wreck your stored files including your system.
Most vulnerable to be affected by the virus is your incoming e-mail messages traveling and hiding as an attachment doing replication to destroy many internet users through their e-mail address book. Most of this viruses infect and erase the hard disk. It is a program against another program destroying the system as you run it. A worm is also a piece of software who has different function with the same harmful effect. What it did was to use a network and security holes in order to replicate itself.
Why the virus existed? It came from a writer (programmer) of the virus whose only interest is to damage people's property. He has a destructive tendency to let the world suffer because of his own personal gain or his joy and his desperation. This kind of virus writer take revenge for whatever purpose with no valid reason at all. This is the kind of virus writer that the mind gone wrong and keep on wandering, the kind of mind that need treatment and cure. He uses is talent in bad faith. He has a negative outlook in life wasting his talent instead of developing it. It becomes his thrill or his fascination funneling his energy to create a destructive program for fun.
Virus writer is a genius and also the destroyer. He was a shortsighted fellow missing the point of what it would become when such virus destroys everything on its path. He is against people, not against the hard disk because people are the one that operate the system. This is the kind of writer who has evil intent whose only concern is publicity to let the world know that he can destroy everything at the tip of his finger.
There are many kind of virus that spreads using the Windows e-mail program Outlook. The -email came from addresses that you will recognize. A file attachment of the e-mail is the hiding place of this computer virus and when you run it, it displays an error dialing box which reads "UI". A blue eye appear next to the clock in the lower right corner of the screen and a copy of the virus is being saved to a certain file in the system directory.
Run your virus scanner at all time. Avoid using Microsoft e-mail program because they have serious security problem in the de-fault configuration that need to be corrected. Most of the program affected by the virus are file documents, excel spread sheets or other MS office documents.
The goal of an anti-virus program is to remove the presence of a kind of virus that can open your computer up to remote control by anyone who has the right software. They can do anything they want in your machine. They can delete all your files, run program, read anything of value. They can download any information you have stored in your computer taking your address book, personal e-mails, bank and credit card information, digital photos, business files.
What you will do:
-Don't run any attachment from unknown source. Download software only from reputable sites. Run a virus checker for every program you install no matter where it come from. Update your anti-virus software. Check your system for any infection.
COMPUTER SECURITY
Most of the day, you are sitting in a chair facing your computer surfing for your favorite sites. Even during the night, you still there, a coffee cup at the side of your computer table. How effective is your computer security while doing the surfing?
Having an internet connection using cable modem or DSL, the use of firewall software is your only assurance to protect your computer, your home network and your job from possible hacking to your records you stored in your personal computer. Without these, there are many offensive websites that will send you many unsolicited advertisement or spam messages you found in your e-mail address. It became a nuisance on your part spending efforts to erase the useless information. Every morning when you open your e-mail address, a spam mails is the center of your attention and became the front page of your vision. This was the work of the scam artist or other person whose intention is to let you aware of there presence. What you did was delete all those mails to clean your computer with garbage.
With the use of firewall, you feel relax and more assured as your computer become virtually invisible to anyone who has a bad intention to penetrate to your internet connection and harvest your own personal or bank information for their great advantage. They will not rest until they get what they want and they are expert to this line of dirty work by fooling internet users. Having a firewall software is essential for the protection of your computer.
Always on guard in sending any messages or notes to anyone you knew or other person you want to communicate whether it is your friend or not. There is always possibility that this information will be circulated to other person by your own friends and send them to their own friends also. Such an act will make your e-mail address vulnerable for breach of security when it was found by scam artist giving him the opportunity in using your information to his own personal agenda at your disadvantage and risk.
Don't let other people use your computer unsupervised unless you are willing to give them access to your computer. Using a strong password is a good security measure that no one can open your computer without your knowledge. There are even a kind of computer with a built-in lock before you can start-up.
Never write any password anywhere easy for others to have an unauthorized access to your computer. A spammer can flood your mailbox useless spam mails or sell information to other people without your knowledge and permission. If not in use, turn off your java script or HTML mail readers, outlook and outlook express where this spam mails harassed your system unmolested.
A firewall is used as a barrier to keep out destructive forces away from your system. It is a program or a hardware whose role is to filter all incoming information through internet connection to your private network. Any undesirable information is being flagged by the filter giving no chances to pass through.
Firewall controls the degree of the traffic flowing in and out of the work by packet filtering. Any small data were being analyzed against a set of filters. Packets that make it to pass through into the filter are send to the requesting system and discarded or removed. Any information from the net was retrieved by the firewall then send it to the requesting system. Firewall compare certain key parts of the packets to a database of trusted information. It is then being monitored for specific characterization and compare it. If it match then allows it to pass through. If it will not match, it will be remove immediately.
Another good security measures is installing a spy software. Without it, you can be identified easily by hackers what you are doing in your computer and what websites you had been visiting. This program cannot identify you to get your privacy information easily. Hacker can gather your sensitive information, password and your e-mail address. They can capture your key strokes. Whatever you type is stored in a secret buffer of the machine. They even take your picture and your surfing activities.
Having an internet connection using cable modem or DSL, the use of firewall software is your only assurance to protect your computer, your home network and your job from possible hacking to your records you stored in your personal computer. Without these, there are many offensive websites that will send you many unsolicited advertisement or spam messages you found in your e-mail address. It became a nuisance on your part spending efforts to erase the useless information. Every morning when you open your e-mail address, a spam mails is the center of your attention and became the front page of your vision. This was the work of the scam artist or other person whose intention is to let you aware of there presence. What you did was delete all those mails to clean your computer with garbage.
With the use of firewall, you feel relax and more assured as your computer become virtually invisible to anyone who has a bad intention to penetrate to your internet connection and harvest your own personal or bank information for their great advantage. They will not rest until they get what they want and they are expert to this line of dirty work by fooling internet users. Having a firewall software is essential for the protection of your computer.
Always on guard in sending any messages or notes to anyone you knew or other person you want to communicate whether it is your friend or not. There is always possibility that this information will be circulated to other person by your own friends and send them to their own friends also. Such an act will make your e-mail address vulnerable for breach of security when it was found by scam artist giving him the opportunity in using your information to his own personal agenda at your disadvantage and risk.
Don't let other people use your computer unsupervised unless you are willing to give them access to your computer. Using a strong password is a good security measure that no one can open your computer without your knowledge. There are even a kind of computer with a built-in lock before you can start-up.
Never write any password anywhere easy for others to have an unauthorized access to your computer. A spammer can flood your mailbox useless spam mails or sell information to other people without your knowledge and permission. If not in use, turn off your java script or HTML mail readers, outlook and outlook express where this spam mails harassed your system unmolested.
A firewall is used as a barrier to keep out destructive forces away from your system. It is a program or a hardware whose role is to filter all incoming information through internet connection to your private network. Any undesirable information is being flagged by the filter giving no chances to pass through.
Firewall controls the degree of the traffic flowing in and out of the work by packet filtering. Any small data were being analyzed against a set of filters. Packets that make it to pass through into the filter are send to the requesting system and discarded or removed. Any information from the net was retrieved by the firewall then send it to the requesting system. Firewall compare certain key parts of the packets to a database of trusted information. It is then being monitored for specific characterization and compare it. If it match then allows it to pass through. If it will not match, it will be remove immediately.
Another good security measures is installing a spy software. Without it, you can be identified easily by hackers what you are doing in your computer and what websites you had been visiting. This program cannot identify you to get your privacy information easily. Hacker can gather your sensitive information, password and your e-mail address. They can capture your key strokes. Whatever you type is stored in a secret buffer of the machine. They even take your picture and your surfing activities.
Sunday, February 7, 2010
OVERSEAS EMPLOYMENT SCAM
Each of us has our own dream to work abroad to seek higher pay, with good benefits. But those dream has its own risk. Make it a point to check an employment agency of its legitimacy in hiring job seekers for overseas posting. Don't immediately swept away of those wonderful promises of the availability of the job with higher pay and chances to go higher in position.
Employment scam artist take advantage of job seekers. They claim to offer employment services and inside information about contacts to jobs. Some fraudulent employment services only sell list of companies they have gotten from public directories. They usually not contacted those companies directly or know if there's really any job openings.
The applicant should be cautious in dealing with them. There are lots of unscrupulous work agencies whose only intention is to lure applicants to accept a position that is non-existent. What they are after is the job placement fee. There are also job placement operators who hide their permanent address and provide only post office address where transaction end there. It is very hard to trace them if application for a job goes wrong especially if the applicant already pay the initial processing fee. This kind of placement firm can easily avoid scrutiny by job applicants.
Asking advance placement fee is an early warning for an applicant to be aware that something not right along the way. Most of this notice for availability of a position is posted in magazines and newspapers under the section in classified ads portion. This notice was indicated in bold letters for job seekers to easily notice the job posting. They indicated further their telephone numbers for them to call for verification.
You are being told to prepare the advance placement fee for them to pick-up by a courier company or through overnight delivery to be paid by you. The purpose of this method of payment is to hide their origin.
As an applicant, don't allow yourself to believe the so-called money-back guarantee or refund if job availability is not materialize. You can never ask a refund because you can no longer contact them running away with your money. The telephone number they give you is just a front for you to call them.
How can you avoid them?
Request for the name of the employees or the name of the applicants they hired for your confirmation if they really have hired applicants for job posting. If it is a fraud, they will not give you any information related to the subject. Asking for reference is the hardest thing for you to know because of secrecy in their part that they have to protect citing privacy concern. But what the real point of the scam artist is for you not to be able to contact them.
One way to check the legitimacy of such a firm or agency in job placement business is to contact the Better Business Bureau of the state if the name of their company is listed there or any complaints filed to their office for the firm you are applying.
Do not apply to a company who relied solely via phone or mail. A legitimate placement agency is happy and eager to meet you before referring to an employer ready to accept you. Be suspicious if the employer they referred to you will accept you immediately without even meeting or conducting an interview as intention in hiring you. The would-be employer will never hire applicant without meeting and knowing the applicant personally.
Avoid an operator in a country where they reside to transact business of hiring applicant to another country. Their purpose is to erase a trace of their existence if you will scrutinize the firm you are applying. If there is an investigation of the legitimacy of such hiring, it cannot be traced immediately of their true origin by law enforcement agencies.
Because you are paying an advance fee, it is your right to know more about this company, how long they are in business, about their financial condition, the services they offered. It is of your best interest to request a written contract regarding your employment and the kind of service they are offering you and the promises of higher pay. If they will not give it to you, then go away. It maybe a ploy to victimize you.
Be sure to be equip with all the necessary information about this firm you are applying before making any commitment of paying the advance fee. Know first their motive if the job is really available to you. Talk and meet your employer first before making any fee for the agency. We believed they will not allow this arrangement. But if they are honest with their offer, then they are gladly consent to your request. Any legitimate agency were always keep in touch with their applicants they are hiring instead of evading them.
It is better if they can offer you a fly now, pay later in an airline company to meet your employer. Or, to have a company offering a work now, pay later opportunities. Then you are assured that you are not wasting your money and efforts in going there. Be wise and be smart in order to survive from scam artist's hand.
It is also important that you verify your embassy in another country where the available post is located there. If you can work in that country being not a citizen of that particular country. You only know this that it is not possible when you are already there.
Ask the agency how refund policy is done to have your chances not to loss your advance payment. Ask for specific written instruction for a refund, if there's any. In any way, don't give your credit card or bank information if they ask you. If there is a contract, they will prepare it for you to sign regarding your employment. It is advisable to consult your legal counsel in your region the legitimacy of the contract. Don't too hasty to decide that you might regret later.
Allow more time for you to weigh whatever the consequences. Keep a copy of all documents (agreement/contract) in relation to your employment, even receipt of your advance payment. If they are legitimate, they can issue an official receipt for your payment.
Employment scam artist take advantage of job seekers. They claim to offer employment services and inside information about contacts to jobs. Some fraudulent employment services only sell list of companies they have gotten from public directories. They usually not contacted those companies directly or know if there's really any job openings.
The applicant should be cautious in dealing with them. There are lots of unscrupulous work agencies whose only intention is to lure applicants to accept a position that is non-existent. What they are after is the job placement fee. There are also job placement operators who hide their permanent address and provide only post office address where transaction end there. It is very hard to trace them if application for a job goes wrong especially if the applicant already pay the initial processing fee. This kind of placement firm can easily avoid scrutiny by job applicants.
Asking advance placement fee is an early warning for an applicant to be aware that something not right along the way. Most of this notice for availability of a position is posted in magazines and newspapers under the section in classified ads portion. This notice was indicated in bold letters for job seekers to easily notice the job posting. They indicated further their telephone numbers for them to call for verification.
You are being told to prepare the advance placement fee for them to pick-up by a courier company or through overnight delivery to be paid by you. The purpose of this method of payment is to hide their origin.
As an applicant, don't allow yourself to believe the so-called money-back guarantee or refund if job availability is not materialize. You can never ask a refund because you can no longer contact them running away with your money. The telephone number they give you is just a front for you to call them.
How can you avoid them?
Request for the name of the employees or the name of the applicants they hired for your confirmation if they really have hired applicants for job posting. If it is a fraud, they will not give you any information related to the subject. Asking for reference is the hardest thing for you to know because of secrecy in their part that they have to protect citing privacy concern. But what the real point of the scam artist is for you not to be able to contact them.
One way to check the legitimacy of such a firm or agency in job placement business is to contact the Better Business Bureau of the state if the name of their company is listed there or any complaints filed to their office for the firm you are applying.
Do not apply to a company who relied solely via phone or mail. A legitimate placement agency is happy and eager to meet you before referring to an employer ready to accept you. Be suspicious if the employer they referred to you will accept you immediately without even meeting or conducting an interview as intention in hiring you. The would-be employer will never hire applicant without meeting and knowing the applicant personally.
Avoid an operator in a country where they reside to transact business of hiring applicant to another country. Their purpose is to erase a trace of their existence if you will scrutinize the firm you are applying. If there is an investigation of the legitimacy of such hiring, it cannot be traced immediately of their true origin by law enforcement agencies.
Because you are paying an advance fee, it is your right to know more about this company, how long they are in business, about their financial condition, the services they offered. It is of your best interest to request a written contract regarding your employment and the kind of service they are offering you and the promises of higher pay. If they will not give it to you, then go away. It maybe a ploy to victimize you.
Be sure to be equip with all the necessary information about this firm you are applying before making any commitment of paying the advance fee. Know first their motive if the job is really available to you. Talk and meet your employer first before making any fee for the agency. We believed they will not allow this arrangement. But if they are honest with their offer, then they are gladly consent to your request. Any legitimate agency were always keep in touch with their applicants they are hiring instead of evading them.
It is better if they can offer you a fly now, pay later in an airline company to meet your employer. Or, to have a company offering a work now, pay later opportunities. Then you are assured that you are not wasting your money and efforts in going there. Be wise and be smart in order to survive from scam artist's hand.
It is also important that you verify your embassy in another country where the available post is located there. If you can work in that country being not a citizen of that particular country. You only know this that it is not possible when you are already there.
Ask the agency how refund policy is done to have your chances not to loss your advance payment. Ask for specific written instruction for a refund, if there's any. In any way, don't give your credit card or bank information if they ask you. If there is a contract, they will prepare it for you to sign regarding your employment. It is advisable to consult your legal counsel in your region the legitimacy of the contract. Don't too hasty to decide that you might regret later.
Allow more time for you to weigh whatever the consequences. Keep a copy of all documents (agreement/contract) in relation to your employment, even receipt of your advance payment. If they are legitimate, they can issue an official receipt for your payment.
AUCTION SITE SCAM
Online buying is a big business. Many people were lured in entering into buying an item because they can find a great deals and discounted price on a hard to find items around the world. They become a perfect hunting ground for scam artists to do their dirty work. How can you protect yourself from fraud? Stay away from the online auction if you don't know the ropes of the business. But if you insist, then take it at your own risk.
There were tremendous growth of purchasing an item on line even in the midst of cheating and scamming innocent internet users. Doing internet auction is not relatively safe. If you are new to this kind of transaction, know it first before buying.
Don't believe too much of what they advertised. Luxury goods may be counterfeit or fake. Use your good judgment in choosing a specific item. Read the forum of the auction site your choose. Read feed backs from other people. There may be negative comments you can find from such a site.
Use postal insurance for the item you want to purchase. This will be your security if something happen to your shipment. When sending payments for your purchases, use online payment service like pay pal or use your credit card. Check if the auction site is a secured site. Ask a return receipt of any payment you made. Don't send cash or use money-wiring services.
Control your spending. Allow only a certain amount in your budget for such a purpose. If something goes along the way in transacting business with the seller, you will not completely losing tremendous amount. It is not easy to recover what had been lost in your hands.
Consider the location inside the U.S. territory. Check if the location of the seller is true and legitimate address. If he failed to deliver the goods,you can no longer ask for a refund. Don't reply to a phishing e-mail asking you of your password and other personal information. Check the true origin of the e-mail. Check if the item you are bidding can be send to you immediately or late. Expect that there is possibilities that they will not send it to you or sending a wrong merchandise of less value.
Before entering into a transaction to any auction site, read their term of use. There may be hidden fees and charge you at the time of purchase. Transact business only to those legitimate auction site already noted for their honesty and known throughout the world. Don't be lured immediately to the promise of a better deal.
Don't entertain any pop-up notice asking your personal and financial information or clicking any link. A legitimate site will not ask this information via e-mail. The use of credit card is safe when paying an item. It allows the buyer to seek a credit card issuer called "charged back", if the product is wrong and not what was ordered or intentionally will not deliver. Using online payment is more secured because it protect buyers' account information.
Know the correct description of the merchandise. Ask additional information about the item. Don't believe too much what they told you. Beware of any convincing words or headings about the item. It maybe possible that the item information is not the actual description of the item. Give much thought before buying an expensive item. Fraud is common to this kind of seller-buyer interaction.
If you are very suspicious of what had been advertised, check it thoroughly. Don't take it for granted. It maybe a valid warning for you to consider verifying. Don't allow yourself to be defrauded because of your inattention and misinformation. Ask the seller more questions for your satisfaction. If you are not convince, then don't.
One technique employed by scam artist (seller) is to use capital letters with highlights indicating the description of the item. The quality may be exaggerated to make the item more beautiful to the eyes of the buyer.
Know the true price of the item. It might be overprice or the price is unreasonable and unacceptable. If the seller can give you an authenticated price listing of the item you want, it is a helpful guide for you to decide to buy.
Know any sign of misrepresentation of the merchandise, its value, condition, authenticity and the price. This is always the common trick applied by the seller to do an act of fraud. Most often, the seller run and take your money and the failure to ship the item leaving you wondering what happened, putting you penniless as you are caught off-guard of not expecting the possible.
There were tremendous growth of purchasing an item on line even in the midst of cheating and scamming innocent internet users. Doing internet auction is not relatively safe. If you are new to this kind of transaction, know it first before buying.
Don't believe too much of what they advertised. Luxury goods may be counterfeit or fake. Use your good judgment in choosing a specific item. Read the forum of the auction site your choose. Read feed backs from other people. There may be negative comments you can find from such a site.
Use postal insurance for the item you want to purchase. This will be your security if something happen to your shipment. When sending payments for your purchases, use online payment service like pay pal or use your credit card. Check if the auction site is a secured site. Ask a return receipt of any payment you made. Don't send cash or use money-wiring services.
Control your spending. Allow only a certain amount in your budget for such a purpose. If something goes along the way in transacting business with the seller, you will not completely losing tremendous amount. It is not easy to recover what had been lost in your hands.
Consider the location inside the U.S. territory. Check if the location of the seller is true and legitimate address. If he failed to deliver the goods,you can no longer ask for a refund. Don't reply to a phishing e-mail asking you of your password and other personal information. Check the true origin of the e-mail. Check if the item you are bidding can be send to you immediately or late. Expect that there is possibilities that they will not send it to you or sending a wrong merchandise of less value.
Before entering into a transaction to any auction site, read their term of use. There may be hidden fees and charge you at the time of purchase. Transact business only to those legitimate auction site already noted for their honesty and known throughout the world. Don't be lured immediately to the promise of a better deal.
Don't entertain any pop-up notice asking your personal and financial information or clicking any link. A legitimate site will not ask this information via e-mail. The use of credit card is safe when paying an item. It allows the buyer to seek a credit card issuer called "charged back", if the product is wrong and not what was ordered or intentionally will not deliver. Using online payment is more secured because it protect buyers' account information.
Know the correct description of the merchandise. Ask additional information about the item. Don't believe too much what they told you. Beware of any convincing words or headings about the item. It maybe possible that the item information is not the actual description of the item. Give much thought before buying an expensive item. Fraud is common to this kind of seller-buyer interaction.
If you are very suspicious of what had been advertised, check it thoroughly. Don't take it for granted. It maybe a valid warning for you to consider verifying. Don't allow yourself to be defrauded because of your inattention and misinformation. Ask the seller more questions for your satisfaction. If you are not convince, then don't.
One technique employed by scam artist (seller) is to use capital letters with highlights indicating the description of the item. The quality may be exaggerated to make the item more beautiful to the eyes of the buyer.
Know the true price of the item. It might be overprice or the price is unreasonable and unacceptable. If the seller can give you an authenticated price listing of the item you want, it is a helpful guide for you to decide to buy.
Know any sign of misrepresentation of the merchandise, its value, condition, authenticity and the price. This is always the common trick applied by the seller to do an act of fraud. Most often, the seller run and take your money and the failure to ship the item leaving you wondering what happened, putting you penniless as you are caught off-guard of not expecting the possible.
LOTTERY SCAM
Everyone of us want to get rich. If you don't want the money, then something is wrong with you. It is an opportunity of a lifetime that only knock once and cannot be repeated again for another chance. But this dream will never come.
Receiving an e-mail letter telling you that you won 1 million dollars from electronic raffle where your e-mail address was selected to receive the said reward. It is too good to be true but is also too bad to know that it is not what it seemed to be.
How can you win such a big amount of money when you did not even entered into this kind of lottery game in your whole life? How a certain initiator give you such an amount so easily? But what it hurts is that you have to pay in advance a certain fixed amount as processing fee of a thousand dollars to get your winnings which is not there. Once you take the bait, goodbye to your send money order. You can no longer contact them bringing your hard-earned money with them. They are the one that won the lottery and not you because you give your money to them without knowing that it is only a scam.
How this scam work?
-Informing you that you won in an online balloting.
-They asked your full name, mailing address (city/state/zip code), age, sex, occupation, contact number (cell or home).
-You are being instructed to send an advance fee payment through Western Union.
-They will send a check to you in US dollars through a Certified Cashier's Check drawn from the Bank of America.
-That you have to indicate the transaction code they give you in claiming the prize.
-Shipping fee for sending the Cashier Check to your permanent address.
-Asking for deposit fee temporarily paid by the lottery company in your behalf as the money was deposited in the bank.
-A check conversion fee in converting the wire transfer payment into a Certified Cashier's Check.
-In claiming the prize, you are being referred to another person who handles your claim as a claim agent.
Don't be lured into accepting the prize. This is only part of their grand design to scam you with your advance fee transmission.
Receiving an e-mail letter telling you that you won 1 million dollars from electronic raffle where your e-mail address was selected to receive the said reward. It is too good to be true but is also too bad to know that it is not what it seemed to be.
How can you win such a big amount of money when you did not even entered into this kind of lottery game in your whole life? How a certain initiator give you such an amount so easily? But what it hurts is that you have to pay in advance a certain fixed amount as processing fee of a thousand dollars to get your winnings which is not there. Once you take the bait, goodbye to your send money order. You can no longer contact them bringing your hard-earned money with them. They are the one that won the lottery and not you because you give your money to them without knowing that it is only a scam.
How this scam work?
-Informing you that you won in an online balloting.
-They asked your full name, mailing address (city/state/zip code), age, sex, occupation, contact number (cell or home).
-You are being instructed to send an advance fee payment through Western Union.
-They will send a check to you in US dollars through a Certified Cashier's Check drawn from the Bank of America.
-That you have to indicate the transaction code they give you in claiming the prize.
-Shipping fee for sending the Cashier Check to your permanent address.
-Asking for deposit fee temporarily paid by the lottery company in your behalf as the money was deposited in the bank.
-A check conversion fee in converting the wire transfer payment into a Certified Cashier's Check.
-In claiming the prize, you are being referred to another person who handles your claim as a claim agent.
Don't be lured into accepting the prize. This is only part of their grand design to scam you with your advance fee transmission.
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