ACCIDENT SCAM

You son is looking for job to the place he mentioned. Your son communicated to you through long distance call. He did not give his exact place of residence because he still looking for a job. You can’t contact him but he can easily contact you through paid telephone. Months had past but your son no longer called you. Your son has lapses not to inform you beforehand where he can be found and you did not ask him also about his address.

One fateful day, someone called you giving his name that your son met some sort of road accident telling you of his condition and the necessity of immediate hospitalization. Although the condition of your son is not serious but he needs money for his hospitalization, an initial deposit before his admittance to the hospital.

Temporarily, according to him he shouldered the initial deposit and requested you to send money as part of reimbursement. He asked further to send additional money your son needed while recuperating from his wound.

He gives his account number in the bank for you to transfer the money. He told you that he is the friend of your son and he knows whom to call per advice of your son.

The accident blurred your vision. You can’t think straight. You did not even asked him where he was now, what place he worked, what hospital he was admitted. Your too much worries leads you to give in easily to his call and send the money to the bank he mentioned.

You wanted to go to him but you have no enough money for the trip and it would entail delays before you can save enough. Your son needed immediate attention and it slipped into your mind to keep sane.

It is true that your son has friend in the working place. This may be the reason he knew your telephone number at home. But what you did not know is that there was no accident that happened. The friend of your son took advantage of your vulnerability.

You only know it a little when your son called you asking your situation. You are surprised to hear his voice and asked him about the accident he met. He told you he did not have any accident and asked who told her. You mentioned the name and he confirmed that he is his friend.

Another call from his son told her that Roger no longer in his rented room and took the money with him. You are fooled without your son’s knowledge because of your trust to a man you did not know.

For Your Protection:

-Don’t trust a call from other person you don’t know. Verify it first through your son. If it is not possible don’t give in. Try to reach him to the place where he worked or his residence in case he failed to answer your call or text.

-Keep your composure solid and strong. Don’t panic. You can’t think properly if you allow your emotion to control your action. If he can’t answer your call in quite a time then make the necessary action. This will give you time to know the truth but never give something in a second.

-Inform your son to take it private his mobile phone number or your telephone number or mobile phone number and never divulge to anyone.

-You can call his working place to ask about his whereabouts. As an employer they surely know where your son was most of time or call the landlady about him in his place of residence.

-All this information is helpful for you in case you want to reach him and inquire about his situation.

SOCIAL MEDIA SCAM

Social media is very popular in the internet. It was favorites to most teenagers to make friends, to communicate and make known in the social circle. They are very popular in winning thousand members in their fold.

They participated in discussion, make comments, upload and download pictures of interest. They can even upload videos of any kind as long as it can win interest from others.

Many youngsters are addicted to it giving many hours in front of the computer spending money for internet load for the purpose of socializing himself.

Not all social media are honest to their intention. This owner of the site has one purpose to get your personal information for their advantage.

It allows him access to harvest any information of value in your computer he can use against you. Social media is only a front for information gathering. Fooling people give him the excitement. The risky part is that all your personal information is already in his table.

The curiosity of the victim to click the link makes it possible for scam artist to fool him. Sometimes a catchy phrase and other interesting features like fantastic computer applications to download to his computer lead him to be fooled, the trick that often gets favorable result.

Be cautious dealing with suspicious social media sites before joining them.

For your protection do the following:

-Think twice before making any download especially a site not known to many.

-Give enough protection to your computer. There are many paid protections against viruses, spyware or malware you can depend on to block any malicious application.

-Take caution of any offered computer application especially if you have doubts. Control your fingers to click to any programs you don’t know.

-Don’t be too happy to click a link. Most malicious programs originate from clicking a link.

-Never divulge your log-in information or password to anyone if they asked.

-Don’t immediately act to a friend request to make friends. How strong is your belief to trust him? How long did you know him?

-Make your page private where your true known friends can only view whatever the contents of your page.

-Don’t entertain any messages in your social media page asking financial assistance from someone you don’t know.

-It is better if you will not divulge completely your personal information details. You can use another pen name hard for them to recognize your true identity. It is not of your advantage if they will use your name making something illegal in your behalf. Beware publishing your picture in the social media site they might use against you.

HOUSE-TO-HOUSE SELLING SCAM

One way of selling goods is through house-to-house selling. It is also one way to generate additional income. There were traders knocking at your door whose intention was different from what he is selling. He sold merchandize that at first glance invites your interest. The guy looks business-like with handsome face. He was friendly and always gives that penetrating smile that attracted anyone who intends to buy the merchandise. He is charmingly good in talking.

He possessed convincing power hard for the buyer to say no. He is very persuasive and gives an intimidating smile. His boyish look and expertise in winning attention makes the buyer to say yes without any idea that it is only part of his bigger plan. The low price of the beautiful goods is hard to refuse.

The buyer has the goods to be paid in cash. A handsome price for the seller to gain something from the items sold. It’s too late for the buyer to realize that the good sold was a fake one -an imitation that has no value at all.  It is just a piece of scrap under the veil of stunning look. The buyer no longer found the seller. He can’t contact him because he did not give his address or the number of his mobile phone. The money was easily gone without too much effort for the seller to scam the poor guy.

Protection from house-to-house selling scam:

-As your information, ask his identification like valid ID’s that will tell him what he is and other personal details before admitting him inside your house.

-Don’t be fooled with his smile. There may be something hidden inside.

-Don’t immediately agree to the best deal (discounted price or 50% off) to the merchandise he offered to you.

-Ask yourself with suspicion how he can afford to give the deals (lowest price) to a merchandize your believed has higher value in your eyes.

-If you are really willing to have the item, seek the help of your friends or neighbors near you to see the item so that he can give his opinion the way he look to the item for sale. If your neighbor has doubts then say no. Two heads is better than one. If you both agree and then failed nothing to sorry about at least you tried.

-If you firmly say no, no need for him to visit you again. Talk to him nicely. If he insisted you have the right to say him go.

-It is your utmost security not to receive or entertain seller during the night.  He has other intention beside from selling merchandise.

-It is better if you just buy anything you like in reputable merchandise store to make your choice. What’s the use of buying it in lowest price if it’s useless and have no value because it is a fake one?

SMALL BUSINESS SCAM

There are many online stores in the internet selling goods and services for you to choose. You can buy anything your eyes desired.

You started buying the goods you need. Your small business prospered and became profitable. You buy it on-line store regularly it did not give you a problem. The payment method is cash before delivery.

The store billed you an invoice as soon as they received the orders. You regularly pay what you bought through internet account of the seller.

Stealing your personal information details of your account and the account of the seller in your computer give idea of the scam artist to strike.  They will advise you through e-mail that they changed the internet account of the seller for you to take it in your next payment because of some reasons you did not know believing the seller himself advise you to make changes where to transfer your payment.

You heed to the advice of the fictitious seller without investigating closely if it is true or not. You been billed an invoice to cover the ordered items you willingly paid without any malice  and doubts that the billed invoice is fictitious one different to the genuine invoice you regularly received. You only realized later that something happened. You don’t know the whereabouts of your payments when you received another billed invoice when in fact you already paid it in full. The changed account is the number account of the scam artist not the seller. It deviate your payment in a second without your knowledge.

For your protection do the following:

-If you intend to have business of your own, entertain interested sellers in persons. Don’t entertain thru phone especially you still don’t know his background.

-If he makes better proposals good to start your business, make it in written form indicating terms and conditions.

-Request him to give proper identification so that you will know who they are you’re dealing with or sellers that can supply all your orders.

-Ask your supplier the best deal they can give you, the reasonable price, the quality of the products and the terms and conditions to make a sale.

-Try his honesty. Don’t trust him immediately and completely.

-In case of any changes in banking transaction especially new account number, it is better if you see the owner personally what make him to change the usual depository bank account number.

-Don’t entertain any changes of bank account number by phone.

-Don’t make a one-time volume purchase as it needs lots of money to transfer. Schedule the ordering during the month so that there is continues supply of merchandize to your store.

-Safeguard your personal information details in your computer against all malicious intent. Better protection can prevent scam artist to make entry and gather all the information they need against you.

-Don’t give authority to other person to make a purchase on-line. It is better if you handle it personally so that you will know immediately what transpired between the ordering and serving and you can make the necessary follow-up to your order especially if it is already entails reasonable delay.

-As much as possible, let them deliver the merchandize first before you make the necessary payment as token of honesty and cooperation.

-If you send the payment, call them personally to notify them of the money you will transfer to their account for them to fully aware of your payment. It should be a secured telephone number only you and the seller have access and know about it.

-Keep all the invoices they issued to cover the purchase you made and acknowledgment receipt of the money you transferred.

-Don’t make connection or business transaction with the sellers in the computer to avoid stealing both your personal information details for their advantage.

-Using non-premium telephone or fax machine may help to prevent scam artist to know your business transaction with the seller. It is important to know their fax number. Any deviation to the number you’ve noticed will give you an idea to be cautious and verify your suspicion to the seller directly in a secured number.