Friday, March 26, 2010
Thursday, March 25, 2010
MULTI-LEVEL MARKETING SCAM
You bought into a MLM plan and found your only customers are other distributors and not the general public. Most of the so-called Multi-Level Marketing were not honest to what their program can offer. They were claiming to offer the best deal that can make you rich overnight. Most of this offers are shams and a bland riff-off. What they offered was just an empty selling.
The site used an exaggerated claim and hype phrases to convince you to try his program to earn a passive residual income in a short period of time for only a small amount for the cost of the program. It is impossible to have a big profit in just a few minutes. This will be tremendous feat if it is true. With this promise, many users will now in their own mansion as they became rich earning with less effort.
They posted a bold, big italic sign of dollars to their site to assure you that there is really a money you can have if you buy the program. They indicated a long line of explanations about the mechanic of earning fast in a red font. Reading it will trigger your interest. It has the convincing power for you to try. All this actions were just a drama episode to consider you as the next victim if you agree to their offer.
If you are convince, they will give you the cost of the program. You can buy it through the use of credit card. If your option is to send the money by on-line transfer, then they will jack-up the price to include the shipping and handling of the program to be send to you once they will receive your payment. Why should you pay the handling and shipping? They were the seller, it is their obligation to send the item without too much obligation to the buyer. This part of the price is not a separate fee.
Other technique is to ask you the payment of the handling and shipping ahead of the item. You send the upfront fee to cover the cost of shipping then waited a long time expecting but it did not arrive.
Other technique is for you to pay the cost of the program when you receive it. They will send you the program ahead of your payment to have a 30-days trial. If you are satisfied, then you can pay. If not, you may cancel your order. But the problem is, there's no program inside the package sent. You already send the upfront fee for the shipping and handling but the program mentioned cannot be found in the box they sent you. It loses your upfront fee. It is just a sales pitch with empty promise.
A scam site is a site that will re-direct you to another web-address instead of the address that you are typing in the computer.There were many sites that appeared in your e-mail address with different web-addresses offering you another programs to be downloaded to your computer with different system for you to try with the same intention to get you rich more.
Don't believe too much what they said. Look before you leap. It is better to be more careful then say regret at the end. Keep your eyes open.
The site used an exaggerated claim and hype phrases to convince you to try his program to earn a passive residual income in a short period of time for only a small amount for the cost of the program. It is impossible to have a big profit in just a few minutes. This will be tremendous feat if it is true. With this promise, many users will now in their own mansion as they became rich earning with less effort.
They posted a bold, big italic sign of dollars to their site to assure you that there is really a money you can have if you buy the program. They indicated a long line of explanations about the mechanic of earning fast in a red font. Reading it will trigger your interest. It has the convincing power for you to try. All this actions were just a drama episode to consider you as the next victim if you agree to their offer.
If you are convince, they will give you the cost of the program. You can buy it through the use of credit card. If your option is to send the money by on-line transfer, then they will jack-up the price to include the shipping and handling of the program to be send to you once they will receive your payment. Why should you pay the handling and shipping? They were the seller, it is their obligation to send the item without too much obligation to the buyer. This part of the price is not a separate fee.
Other technique is to ask you the payment of the handling and shipping ahead of the item. You send the upfront fee to cover the cost of shipping then waited a long time expecting but it did not arrive.
Other technique is for you to pay the cost of the program when you receive it. They will send you the program ahead of your payment to have a 30-days trial. If you are satisfied, then you can pay. If not, you may cancel your order. But the problem is, there's no program inside the package sent. You already send the upfront fee for the shipping and handling but the program mentioned cannot be found in the box they sent you. It loses your upfront fee. It is just a sales pitch with empty promise.
A scam site is a site that will re-direct you to another web-address instead of the address that you are typing in the computer.There were many sites that appeared in your e-mail address with different web-addresses offering you another programs to be downloaded to your computer with different system for you to try with the same intention to get you rich more.
Don't believe too much what they said. Look before you leap. It is better to be more careful then say regret at the end. Keep your eyes open.
Wednesday, March 24, 2010
INTERNATIONAL MODEM DIALING FRAUD
There is a system in the computer that you can connect to the internet by using International Modem Dialing. There are internet sites that exposed adult content. In order to trick you to visit the site, he uses and international dialing system.
In order to make you interested to visit the site, they advertised that such contents are free to view without any charges on your part. But before you can see the free adult content, you have to download a dialer or viewer.
Once you downloaded the program, automatically it disconnect the computer from the internet without your knowledge. The computer will then start to dial an international number as part of the downloading program visible on the screen. It started to charge a long distance rate without doing anything in the keys of the computer. It become automatic. As you enjoyed the continues viewing of the adult content, the owner of the program also continue surfing the net while connected to the international dialing. While still connected, the crook has still time to use your connection.
What will be your prevention for these:
-One effective control is to have an appropriate virus and firewall software to your computer.
-Do not download any dialer program just to see a certain show.
-In connecting to the internet, see the number your computer is dialing.
-The downloaded dialer program is a virus whose purpose is to change the normal system of internet connection. An anti-virus program can correct this problem.
-While surfing in the internet, always be cautious of the word FREE. It may mean differently.
-Always keep tract of your phone bills of any irregularities in all the calls indicated in the statement. Know the number you are not familiar and report it to your telephone company for verification and ask for assistance.
In order to make you interested to visit the site, they advertised that such contents are free to view without any charges on your part. But before you can see the free adult content, you have to download a dialer or viewer.
Once you downloaded the program, automatically it disconnect the computer from the internet without your knowledge. The computer will then start to dial an international number as part of the downloading program visible on the screen. It started to charge a long distance rate without doing anything in the keys of the computer. It become automatic. As you enjoyed the continues viewing of the adult content, the owner of the program also continue surfing the net while connected to the international dialing. While still connected, the crook has still time to use your connection.
What will be your prevention for these:
-One effective control is to have an appropriate virus and firewall software to your computer.
-Do not download any dialer program just to see a certain show.
-In connecting to the internet, see the number your computer is dialing.
-The downloaded dialer program is a virus whose purpose is to change the normal system of internet connection. An anti-virus program can correct this problem.
-While surfing in the internet, always be cautious of the word FREE. It may mean differently.
-Always keep tract of your phone bills of any irregularities in all the calls indicated in the statement. Know the number you are not familiar and report it to your telephone company for verification and ask for assistance.
Monday, March 22, 2010
OUTSIDE LINE SCAM
Another similar kind of fraud but different only the way it was being done.
An employee of a corporation was called by a telephone company. This corporation had many telephone lines connecting to each of their department. A technician of the telephone company called someone in that corporation that they are conducting line testing to inter-connectivity adjustment they are making as part of their monthly service to client members. He asked the employee of the corporation to dial 6 numbers as dictated and then hang-up. The purpose is to test the performance of their main switchboard. The said employee did what she was told. The action of dialing gives the caller instant access to an outside line making it an operator-assisted call for the purpose of charging the call to the corporation being called.
Such mistake put the corporation in a difficult situation to settle the bill charges without delay as not to hamper their normal operation. Although the amount they paid is only minimal but such experience put their company in a risk position for another scam. The company immediately done a precautionary measures to avoid repetition of the same error.i
What you can do to avoid them?
-If someone called you introducing himself as an employee of your telephone carrier and requested you to dial a number not known to you, never allow and don't heed their instruction.
-Questioned him why asking an outline just to make a line test. Ask his name, his number and the number he used to call. If it is a fraud, he will not give his name or the number he used. If he give it to you, call you telephone carrier about the call you received, the name of the person if is an employee to their telephone company. Ask them if there is a line testing made by their men in the field. Don't delay. Investigate immediately.
An employee of a corporation was called by a telephone company. This corporation had many telephone lines connecting to each of their department. A technician of the telephone company called someone in that corporation that they are conducting line testing to inter-connectivity adjustment they are making as part of their monthly service to client members. He asked the employee of the corporation to dial 6 numbers as dictated and then hang-up. The purpose is to test the performance of their main switchboard. The said employee did what she was told. The action of dialing gives the caller instant access to an outside line making it an operator-assisted call for the purpose of charging the call to the corporation being called.
Such mistake put the corporation in a difficult situation to settle the bill charges without delay as not to hamper their normal operation. Although the amount they paid is only minimal but such experience put their company in a risk position for another scam. The company immediately done a precautionary measures to avoid repetition of the same error.i
What you can do to avoid them?
-If someone called you introducing himself as an employee of your telephone carrier and requested you to dial a number not known to you, never allow and don't heed their instruction.
-Questioned him why asking an outline just to make a line test. Ask his name, his number and the number he used to call. If it is a fraud, he will not give his name or the number he used. If he give it to you, call you telephone carrier about the call you received, the name of the person if is an employee to their telephone company. Ask them if there is a line testing made by their men in the field. Don't delay. Investigate immediately.
IDENTITY THEFT CALL FRAUD
A telephone company called you requesting to pay overdue bill on telephone call. You were shocked upon knowing the amount to be paid. The telephone number of the person that called you came from other country. How on earth do you have such a bill when you don't even have a conversation to someone in that country to a telephone number not known to you.
Most of this type of fraud happened when someone got a phone number in her name and her personal information that enabled him to open an account in her name.
How can you avoid this kind of fraud?
-Be extra careful in handling all your personal and bank information. Once it will be in the hands of the crooks, it can change you overnight.
-Any confidential information should not be placed anywhere. It should be stored in your safe deposit box. Never put your financial information and bank information in your office table. Leave it at home. Or, put it in a place more secured under lock and key.
-Don't write any of this information in a piece of paper and then throw away in your waste basket. Tear it up or burn them.
-Don't inform anyone of any of your confidential information. Make it a point to be more secretive.
-If you are being charge with an unreasonable amount not of your own making, report it to the nearest fraud watchdog and let it be recorded for future reference of the same incident.
Most of this type of fraud happened when someone got a phone number in her name and her personal information that enabled him to open an account in her name.
How can you avoid this kind of fraud?
-Be extra careful in handling all your personal and bank information. Once it will be in the hands of the crooks, it can change you overnight.
-Any confidential information should not be placed anywhere. It should be stored in your safe deposit box. Never put your financial information and bank information in your office table. Leave it at home. Or, put it in a place more secured under lock and key.
-Don't write any of this information in a piece of paper and then throw away in your waste basket. Tear it up or burn them.
-Don't inform anyone of any of your confidential information. Make it a point to be more secretive.
-If you are being charge with an unreasonable amount not of your own making, report it to the nearest fraud watchdog and let it be recorded for future reference of the same incident.
Sunday, March 21, 2010
MAGAZINE SUBSCRIPTION SCAM
Did you receive a call from someone dealing with a prepaid free magazine subscription for whole year? This is another kind of fraud enticing you to subscribe to a low price cost of the magazine containing health issues or business articles or global news that you are very fond of reading. If you are an impulsive buyer, you can easily convince by them to subscribe by just thinking what the cost this magazines if sold in regular subscription rate in the news stand those popular magazine you are craving to buy.
What you did not realized is that there are many persons out there who introduced themselves as employees of a book company who want to dispose the bargain books in their inventory in a very low price. That if you are interested to buy, you will receive another kind of magazine for free. This crooks trick you to subscribe. Even if the cost of one magazine is less every month, it still run high if you committed to subscribe for several years.
If you want to subscribe, that means you have to pay first (prepaid) the yearly amount. Once you agree, then you are bound to pay for the subscription. Think it over, how sure are you that you will receive the magazine they are offering once you pay the subscription? How sure are you that if you are not satisfied you can ask a refund? No, sir. Remember, they have all the option what to do.
There are other crooks that instead of letting you pay the subscription, they will give it to you for free. But you have to pay the processing fee first before they can send you the magazine every month considering that they have to incur expense in mailing it to your residence. Besides, it is a free item that will not cost you anything.
For your protection, do the following:
What will be your control measures to avoid them?
-Beware to those salesmen encouraging you in the phone to buy their products in a very low price.
-Don't believe those free products they offered. It is only a way to convince you to buy.
-If you want to buy books and magazines, go directly to the news stand. There are news stand or bookstore offering subscription of magazine. Don't be lured to those beautiful sales pitch. Most often, there is always a hidden agenda.
-Many bookstores were offering sale on secondhand books and magazines with much cheaper price about 50 to 70% reduced price.
-It will become your red flag if someone will not give his name, or the company he worked, the location of the magazine company when selling on phone.
-In talking to someone on the phone you did not know, don't entertain him. You should be careful in whatever you say in the phone. There are crooks who will record your conversation. There is a possibility that this will be used against you if you agree in subscribing even if you refused to buy it later. Don't give any commitment message for your protection. If he insist in calling you again, then hang-up.
-Any fraudulent telemarketing calls should be reported to law agency in your area for immediate attention and possible prosecution if known.
What you did not realized is that there are many persons out there who introduced themselves as employees of a book company who want to dispose the bargain books in their inventory in a very low price. That if you are interested to buy, you will receive another kind of magazine for free. This crooks trick you to subscribe. Even if the cost of one magazine is less every month, it still run high if you committed to subscribe for several years.
If you want to subscribe, that means you have to pay first (prepaid) the yearly amount. Once you agree, then you are bound to pay for the subscription. Think it over, how sure are you that you will receive the magazine they are offering once you pay the subscription? How sure are you that if you are not satisfied you can ask a refund? No, sir. Remember, they have all the option what to do.
There are other crooks that instead of letting you pay the subscription, they will give it to you for free. But you have to pay the processing fee first before they can send you the magazine every month considering that they have to incur expense in mailing it to your residence. Besides, it is a free item that will not cost you anything.
For your protection, do the following:
What will be your control measures to avoid them?
-Beware to those salesmen encouraging you in the phone to buy their products in a very low price.
-Don't believe those free products they offered. It is only a way to convince you to buy.
-If you want to buy books and magazines, go directly to the news stand. There are news stand or bookstore offering subscription of magazine. Don't be lured to those beautiful sales pitch. Most often, there is always a hidden agenda.
-Many bookstores were offering sale on secondhand books and magazines with much cheaper price about 50 to 70% reduced price.
-It will become your red flag if someone will not give his name, or the company he worked, the location of the magazine company when selling on phone.
-In talking to someone on the phone you did not know, don't entertain him. You should be careful in whatever you say in the phone. There are crooks who will record your conversation. There is a possibility that this will be used against you if you agree in subscribing even if you refused to buy it later. Don't give any commitment message for your protection. If he insist in calling you again, then hang-up.
-Any fraudulent telemarketing calls should be reported to law agency in your area for immediate attention and possible prosecution if known.
Wednesday, March 17, 2010
TOLL FRAUD - PHONE FRAUD #3
He will call you asking you to call a number with an area code of 809 for an important matters related to your account or whatever trick to lure you into making a return call even if you did not know the person calling you. Doing a return call is your gravest mistake. Its costly making an international call.
Toll fraud is about stealing time to make a call. What they did was to connect to your phone line asking you to call them in an expensive pay-per-use call. This is their trick to let you pay for the long distance especially if they placed a collect call to your phone.
Expensive call will run to thousand dollars that you have to pay if you are not careful of what you are doing. What will be your protection from this crooks?
-Don't entertain a call telling you that he is a phone company employee where you registered. He will request that it is a collect call where you are the one to pay because it was about your membership to their phone company regarding your account. Any future calls will be charge to you.
-If you don't know the person who called you then don't agree to any collect call or return call especially if the telephone number he used is not known to you.
-Don't ever call a number with a code 1-900. It will surely be charged to your phone bill. Don't agree if he tell you to call another phone number for the purpose of continuing the call. Such move will be forwarded to another phone line where the call has a charge.
-Don't listen to a pre-recorded voice messages where you are being told that such a call has a charge to be billed to your account.
-Look for the area code he used before doing your dialing. There are areas covered with very high long distance rate.
-Take caution about faxes, e-mails, voice messages or pager messages telling you to call or an unknown phone number not listed on the directory.
-Observe and report any person tapping your telephone line.
Toll fraud is about stealing time to make a call. What they did was to connect to your phone line asking you to call them in an expensive pay-per-use call. This is their trick to let you pay for the long distance especially if they placed a collect call to your phone.
Expensive call will run to thousand dollars that you have to pay if you are not careful of what you are doing. What will be your protection from this crooks?
-Don't entertain a call telling you that he is a phone company employee where you registered. He will request that it is a collect call where you are the one to pay because it was about your membership to their phone company regarding your account. Any future calls will be charge to you.
-If you don't know the person who called you then don't agree to any collect call or return call especially if the telephone number he used is not known to you.
-Don't ever call a number with a code 1-900. It will surely be charged to your phone bill. Don't agree if he tell you to call another phone number for the purpose of continuing the call. Such move will be forwarded to another phone line where the call has a charge.
-Don't listen to a pre-recorded voice messages where you are being told that such a call has a charge to be billed to your account.
-Look for the area code he used before doing your dialing. There are areas covered with very high long distance rate.
-Take caution about faxes, e-mails, voice messages or pager messages telling you to call or an unknown phone number not listed on the directory.
-Observe and report any person tapping your telephone line.
Monday, March 15, 2010
CRAMMING - PHONE FRAUD#2
Another kind of phone fraud in the making. It is called Cramming. One page of phone bill contains unfamiliar design or logo of a different company name billing an amount with notation that charges was for voice mail.
It works like these:
Other 3rd parties (another telephone company) add charges to your phone bill from services rendered. You did not make the call or you did not give any authorization of such services to occur. This calls did not originate from you. A local phone company is required to bill for other phone company indicating the charges to appear on the separate sheets of the local phone bill but with a logo of such company on top of the sheet. By scrutinizing clearly the mentioned charge amount, you will notice a discrepancy. Accepting a collect call from strangers on your phone or responding to an unrecognized and misleading voice mail during his call maybe the reason to this charges.
How to avoid it?
-Review your telephone bill. If there are irregularities of any charge from an authorized call from stranger, call the company that bill the charges and ask clarification. Question them why such charge was included in your billing.
-Inform your local telephone company regarding the disputed amount recorded in their bill charges, a call that you don't recognize. File a complaint to them.
-Don't fill out any contest entries (sweepstakes or raffle tickets).
-Have a record of all calls made to your number you accepted as legitimate calls, especially those pay for use or collect calls where this cramming act mostly occur.
It works like these:
Other 3rd parties (another telephone company) add charges to your phone bill from services rendered. You did not make the call or you did not give any authorization of such services to occur. This calls did not originate from you. A local phone company is required to bill for other phone company indicating the charges to appear on the separate sheets of the local phone bill but with a logo of such company on top of the sheet. By scrutinizing clearly the mentioned charge amount, you will notice a discrepancy. Accepting a collect call from strangers on your phone or responding to an unrecognized and misleading voice mail during his call maybe the reason to this charges.
How to avoid it?
-Review your telephone bill. If there are irregularities of any charge from an authorized call from stranger, call the company that bill the charges and ask clarification. Question them why such charge was included in your billing.
-Inform your local telephone company regarding the disputed amount recorded in their bill charges, a call that you don't recognize. File a complaint to them.
-Don't fill out any contest entries (sweepstakes or raffle tickets).
-Have a record of all calls made to your number you accepted as legitimate calls, especially those pay for use or collect calls where this cramming act mostly occur.
SMISHING SCAM
It is a kind of scam centered into mobile phone by tricking the owner of the phone to reveal personal information. He will receive a text message asking him to register to an online dating service and at the same time put a virus into his mobile phone.
There are other messages whose only intention is to extract credit card number of mobile phone users. There are other techniques they employed by downloading a mobile spyware to the phone users to hear any conversation emanated from phone users and the person he called.
Other technique they employed is to send text messages to cellphone users pretending to come from a legitimate source like a bank or other financial institution. They will convince users to click on a link in the internet connection of the phone by calling a certain phone number. The purpose is to gather personal information using the bank's name where the user has an account. The link and the phone they mentioned are fraudulent and its connection lead to identity theft.
Once this personal information is taken from the users, he can no longer recover whatever money he lost in his account.
For you, how can you protect from this kind of fraud?
-Ignore any unsolicited request for your personal information especially your bank account that they send through a text message in your cellphone.Remember the words, "Confirm. Verify, Update". Once you erroneously take this words by answering, everything will goes wrong and you will be a loser.
-Do not believe that such information is coming from your bank about your account. It is best to visit your bank and ask them of the message you received to validate your suspicion. Banks never ask this information through text messages or telephone call. They may call to let you visit them but not for other reasons by asking sensitive information about your account.
-If they give you a link in your cellphone by a text message, beware! If you don't know the person who communicated to you, disregard him completely.
-For your added security, put a password on all your banking account. Check your bank statement of any irregularities of withdrawal. If it happened, request the bank to freeze your account from further unknown withdrawal. This is to give you time to open a new account and transfer whatever money left in your account.
There are other messages whose only intention is to extract credit card number of mobile phone users. There are other techniques they employed by downloading a mobile spyware to the phone users to hear any conversation emanated from phone users and the person he called.
Other technique they employed is to send text messages to cellphone users pretending to come from a legitimate source like a bank or other financial institution. They will convince users to click on a link in the internet connection of the phone by calling a certain phone number. The purpose is to gather personal information using the bank's name where the user has an account. The link and the phone they mentioned are fraudulent and its connection lead to identity theft.
Once this personal information is taken from the users, he can no longer recover whatever money he lost in his account.
For you, how can you protect from this kind of fraud?
-Ignore any unsolicited request for your personal information especially your bank account that they send through a text message in your cellphone.Remember the words, "Confirm. Verify, Update". Once you erroneously take this words by answering, everything will goes wrong and you will be a loser.
-Do not believe that such information is coming from your bank about your account. It is best to visit your bank and ask them of the message you received to validate your suspicion. Banks never ask this information through text messages or telephone call. They may call to let you visit them but not for other reasons by asking sensitive information about your account.
-If they give you a link in your cellphone by a text message, beware! If you don't know the person who communicated to you, disregard him completely.
-For your added security, put a password on all your banking account. Check your bank statement of any irregularities of withdrawal. If it happened, request the bank to freeze your account from further unknown withdrawal. This is to give you time to open a new account and transfer whatever money left in your account.
Thursday, March 4, 2010
SPOOFING SCAM
An attempt by scam artist to gain access to a secured website or secured information by posing as an authorized user. One way they are successful is by creating a website that mimic the existing website of the user where information can be shared within the site.
First, they will send an e-mail message that mimic as messages from a reputable, well-respected bank. This messages linked to a spoof site, a fraudulent site of the deceiver. Any communication from the user will come directly to the fake site without the users knowledge. And when they ask for personal information, the user gladly give it to them thinking that such update of information is needed by the bank. The user was phished giving risk to the following: identity theft, bank account information theft, computer virus infection. Most often, they are asking the following:
-SSS number
-credit card number
-ATM number
-Debit Card Number
-Pin Number
-Password Code/Number
-Bank Account Number
-Password Number on Online Banking when signing in
A legitimate bank will not ask all this information via e-mail. If it is necessary, they ask the user to go directly to the bank not on an online communication. Chances are very slim to verify and know the true origin of such an e-mail letter.
If you do an online transaction, don't give any information about yourself if they will not ask. Limit any valuable information if you are not sure if the person or entity that deals with you has honest intention for the sake of business transaction.
Any entered transaction should be done through a normal process not a shortcut. Protect your sign-in information of your account. You'll never know they are there hiding and waiting your single mistake to their advantage.
Don't be deceive by an original or authentic looking site resembling a legitimate one. Never answer any questionnaire for you to fill-up if you are not sure. This will be your greatest mistake if it will backfire to you. Such move will only lead to your downfall.
First, they will send an e-mail message that mimic as messages from a reputable, well-respected bank. This messages linked to a spoof site, a fraudulent site of the deceiver. Any communication from the user will come directly to the fake site without the users knowledge. And when they ask for personal information, the user gladly give it to them thinking that such update of information is needed by the bank. The user was phished giving risk to the following: identity theft, bank account information theft, computer virus infection. Most often, they are asking the following:
-SSS number
-credit card number
-ATM number
-Debit Card Number
-Pin Number
-Password Code/Number
-Bank Account Number
-Password Number on Online Banking when signing in
A legitimate bank will not ask all this information via e-mail. If it is necessary, they ask the user to go directly to the bank not on an online communication. Chances are very slim to verify and know the true origin of such an e-mail letter.
If you do an online transaction, don't give any information about yourself if they will not ask. Limit any valuable information if you are not sure if the person or entity that deals with you has honest intention for the sake of business transaction.
Any entered transaction should be done through a normal process not a shortcut. Protect your sign-in information of your account. You'll never know they are there hiding and waiting your single mistake to their advantage.
Don't be deceive by an original or authentic looking site resembling a legitimate one. Never answer any questionnaire for you to fill-up if you are not sure. This will be your greatest mistake if it will backfire to you. Such move will only lead to your downfall.
Wednesday, March 3, 2010
WIRELESS PHONE FRAUD
Using wireless telephone is also not safe from crooks. A man was billed by the wireless carrier of enormous amount of calls in different places of residence and other countries as long distance call. But he insisted that he did not placed a call those countries as indicated in the billing statement.
It was found out that the data in his phone was stolen by using scanning device for the purpose of cloning his data to another wireless phone. As his data already transferred to another wireless phone, the crooks started to call to their own discretion unhampered from one place to another charging all long distance call to someone they stolen with the data.
For you, how can you avoid it?
-Never leave your wireless phone anywhere even in the seat of your car. Always bring it with you. If not in use, put it in the place more secure out of anyone's sight. Always use the keypad lock code to prevent an unauthorized use of your wireless phone unnoticed by you.
-All important documents like the registration of your membership to a wireless carrier covered by customer service agreement including the electronic serial number of the phone should be stored in a safety box or other areas under lock and key in your house.
-To prevent unauthorized person using your wireless phone number, report to your wireless phone carrier if you receive any call saying wrong number or a hang-up call.
-Check your billing statement every month. It is even wise if you can ask a billing statement twice a month instead of end of the month so that you can immediately verify any irregularities in your statement about the frequency of calls not known to you, or any unusual call activity not your own. By so doing, you can make the necessary measures before it become serious.
-Ask your phone carrier to set a limit on your international call. That any call in excess to established limit will no longer be entertain by the phone carrier. It is your prevention for those unauthorized calls. This is also to protect your own phone data if someone steal your wireless phone.
-Don't allow your phone hanging up most of the time. If not in use, turn it off. The sensitive numbers in your phone cannot be stolen by someone trying access to your phone.
-Ask assistance from your wireless phone carrier how to protect your phone from phone fraud. This is an added security to avoid tampering your sensitive information in your wireless phone.
It was found out that the data in his phone was stolen by using scanning device for the purpose of cloning his data to another wireless phone. As his data already transferred to another wireless phone, the crooks started to call to their own discretion unhampered from one place to another charging all long distance call to someone they stolen with the data.
For you, how can you avoid it?
-Never leave your wireless phone anywhere even in the seat of your car. Always bring it with you. If not in use, put it in the place more secure out of anyone's sight. Always use the keypad lock code to prevent an unauthorized use of your wireless phone unnoticed by you.
-All important documents like the registration of your membership to a wireless carrier covered by customer service agreement including the electronic serial number of the phone should be stored in a safety box or other areas under lock and key in your house.
-To prevent unauthorized person using your wireless phone number, report to your wireless phone carrier if you receive any call saying wrong number or a hang-up call.
-Check your billing statement every month. It is even wise if you can ask a billing statement twice a month instead of end of the month so that you can immediately verify any irregularities in your statement about the frequency of calls not known to you, or any unusual call activity not your own. By so doing, you can make the necessary measures before it become serious.
-Ask your phone carrier to set a limit on your international call. That any call in excess to established limit will no longer be entertain by the phone carrier. It is your prevention for those unauthorized calls. This is also to protect your own phone data if someone steal your wireless phone.
-Don't allow your phone hanging up most of the time. If not in use, turn it off. The sensitive numbers in your phone cannot be stolen by someone trying access to your phone.
-Ask assistance from your wireless phone carrier how to protect your phone from phone fraud. This is an added security to avoid tampering your sensitive information in your wireless phone.
Tuesday, March 2, 2010
CALLING CARD FRAUD
If you are putting up a long distance call by using call card at an airport or other public telephone booth, take caution. Another fraud is about your call where your calling card number and PIN were seen by someone near you while you are placing a call.
In order to avoid them:
Ask your phone card company to issue a card that you don't need to use a PIN. It is most safe if you will memorize the PIN to avoid anyone to know your PIN. Do not placed anywhere in your pocket or wallet. If your wallet is lost as the number was in it including your call card, it will be a tremendous loss to you in terms of unauthorized call billed in your account.
Don't reveal to anyone even your close friends. It is a private matter that only you has the knowledge of your calling card number and PIN. This is to avoid intentional unauthorized call in your behalf without your permission.
In using a card in public phone, cover the keypad of the phone by your hands in entering your number. Don't raise your voice in giving the number to the telephone operator. Look to anyone near you when you dial the number.
Tell him in a cordial and civilized manner that your call is private in nature. Explain to him nicely so she or he will understand. This is to protect your PIN and call card number to be overheard by anyone not known to you.
Don't give your calling number to a person who called you that you don't know his identity.
While you are away from home, a prepaid card or debit card is most secured.
Ask your phone company to issue to you a separate 2 number combination or a call home card number intended only for your family and cannot be used by anybody.
Remember, you will be losing a lot of money in telephone charges if you will not do a precautionary measures to protect you. It is a pain in the neck if they able to outsmart you.
In order to avoid them:
Ask your phone card company to issue a card that you don't need to use a PIN. It is most safe if you will memorize the PIN to avoid anyone to know your PIN. Do not placed anywhere in your pocket or wallet. If your wallet is lost as the number was in it including your call card, it will be a tremendous loss to you in terms of unauthorized call billed in your account.
Don't reveal to anyone even your close friends. It is a private matter that only you has the knowledge of your calling card number and PIN. This is to avoid intentional unauthorized call in your behalf without your permission.
In using a card in public phone, cover the keypad of the phone by your hands in entering your number. Don't raise your voice in giving the number to the telephone operator. Look to anyone near you when you dial the number.
Tell him in a cordial and civilized manner that your call is private in nature. Explain to him nicely so she or he will understand. This is to protect your PIN and call card number to be overheard by anyone not known to you.
Don't give your calling number to a person who called you that you don't know his identity.
While you are away from home, a prepaid card or debit card is most secured.
Ask your phone company to issue to you a separate 2 number combination or a call home card number intended only for your family and cannot be used by anybody.
Remember, you will be losing a lot of money in telephone charges if you will not do a precautionary measures to protect you. It is a pain in the neck if they able to outsmart you.
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